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1227 E 5th St, Royal Oak, MI 48067 Property Records

Oakland County property record for 1227 E 5th St, Royal Oak, MI 48067

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,549 sqft · built 1941
Lot Size0.108 acres (4,704 sqft)
OwnerIndividual Name on Record
Last Sale$224,500 (May 2015)
Tax Bill$4,006 (2025)
Deeds & MortgagesAug 2021 Mortgage
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN72-25-22-209-027

Property Details

APN / Parcel Number

Primary APN72-25-22-209-027

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,549 sqft Living Area
1st Floor Area1,092 sqft
Basement Area914 sqft
Unfinished Basement1,091 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1941
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,704 sqft (0.108 acres)
Lot Dimensions105 ft deep x 45 ft wide
Garage Area318 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area93 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address1227 E 5TH ST
CityROYAL OAK
StateMI
Zip48067-2903
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeONE FAM
Legal DescriptionT1N, R11E, SEC 22 FOURTH AVENUE SUB LOT 40
Legal Range11E
Legal Township01N
Legal Section22
Legal SubdivisionFOURTH AVENUE SUB
Legal Lot Number40
JurisdictionOAKLAND MI
Township / Civil DivisionROYAL OAK
Census Block Group2
Census Block2021
Census Tract184400

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1227 E 5TH ST, ROYAL OAK, MI 48067-2903
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2021Deed of Trust, Mortgage · Conventional Mortgage
HALL FINANCIAL GROUP
May 29, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
HALL FINANCIAL GROUP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 18, 2015 · Amount on Record
Deed SaleMay 18, 2015 · Amount on Record
Prior SaleMay 9, 2007 · Amount on Record
Deed Document Number2015100590
Deed Book / Page48188 / 238
Last Transfer DateMay 22, 2020
Transfer Doc0000104477
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address1227 E 5TH ST, ROYAL OAK, MI 48067-2903
Transaction TypeMortgage
Record UpdatedSep 17, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1227 E 5TH ST, ROYAL OAK, MI 48067-2903

Mortgage

Document Number0000211318
DateAug 31, 2021
Book Page56779/723
Instrument211318
Lender
NameHALL FINANCIAL GROUP
TypeNon-Lending Institution
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

May 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOAKLAND MI
Recording DateMay 29, 2020
Property Address1227 E 5TH ST, ROYAL OAK, MI 48067-2903
Document Number0000104477
Book / Page54279 / 619
Map ReferenceLB 17 PG 1
Instrument DateMay 22, 2020
Instrument104477
Transaction TypeTransfer
Record UpdatedJun 29, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1227 E 5TH ST, ROYAL OAK, MI 48067-2903
InvestorPossibly a Property Investor

Mortgage

Document Number0054279621
DateMay 29, 2020
Instrument54279/621
Lender
NameHALL FINANCIAL GROUP
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2050

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityRoyal Oak City
Unified School DistrictRoyal Oak City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,006.00 (-22.06%) Homeowner's exemption$176,840$353,680
2024$5,140.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ROYAL OAK
serves 57,236 people · EPA ID MI0005830
Water SourcePurchased surface water from SOUTHEASTERN OAKLAND CO W AUTH
Last State InspectionMay 2025
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 898 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20

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