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1226 E 5th St, Royal Oak, MI 48067 Property Records

Oakland County property record for 1226 E 5th St, Royal Oak, MI 48067

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,194 sqft · built 1928
Lot Size0.117 acres (5,097 sqft)
OwnerIndividual Name on Record
Last Sale$245,000 (Jul 2019)
Tax Bill$4,282 (2025)
Deeds & MortgagesMay 2020 Mortgage
Jul 2019 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN72-25-22-254-007

Property Details

APN / Parcel Number

Primary APN72-25-22-254-007

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,194 sqft Living Area
1st Floor Area955 sqft
Basement Area955 sqft
Finished Basement954 sqft

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1928
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,097 sqft (0.117 acres)
Lot Dimensions143 ft deep x 35 ft wide
Garage Area627 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area444 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address1226 E 5TH ST
CityROYAL OAK
StateMI
Zip48067-2904
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeONE FAM
Legal DescriptionT1N, R11E, SEC 22 WATCH FARM SUB LOT 20 EXC W 14 FT
Legal Range11E
Legal Township01N
Legal Section22
Legal SubdivisionWATCH FARM SUB
Legal Lot Number20
JurisdictionOAKLAND MI
Township / Civil DivisionROYAL OAK
Census Block Group2
Census Block2031
Census Tract184400

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1226 E 5TH ST, ROYAL OAK, MI 48067-2904
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
KAYE FINANCIAL CORP
Jul 17, 2019Warranty Deed, Transfer
CISLO TITLE, CISLO TITLE CO
Jul 11, 2019Deed of Trust, Mortgage · Conventional Mortgage
KAYE FIN'L

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 17, 2019 · Amount on Record
Deed SaleJul 17, 2019 · Amount on Record
Prior SaleAug 15, 2013 · Amount on Record
Deed Document Number2019113702
Deed Book / Page53033 / 51
Record UpdatedOct 29, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address1226 E 5TH ST, ROYAL OAK, MI 48067-2904
Transaction TypeMortgage
Record UpdatedOct 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000098001
DateMay 21, 2020
Book Page54236/727
Instrument98001
Lender
NameKAYE FINANCIAL CORP
TypeFunding / Finance Company
AddressWEST BLOOMFIELD, MI 48322
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2050

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateJul 17, 2019
Property Address1226 E 5TH ST, ROYAL OAK, MI 48067-2904
Document Number0000113702
Book / Page053033 / 000051
Instrument DateJul 11, 2019
Instrument113702
Transaction TypeTransfer
Record UpdatedAug 8, 2019
Title CompanyCISLO TITLE, CISLO TITLE CO

Transaction

AmountAmount Recorded
Tax$2,107.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4344 ARDEN PL ROYAL OAK MI 480736216, ROYAL OAK, MI 48073-6216

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address1226 E 5TH ST, ROYAL OAK, MI 48067-2904
Document Number0000113703
Instrument DateJul 11, 2019
Transaction TypeMortgage
Record UpdatedAug 8, 2019
Title CompanyCISLO TITLE, CISLO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address57019 JULIANN WASHINGTON TOWNSHIP MI 480944224, WASHINGTON TOWNSHIP, MI 48094-4224

Mortgage

Document Number0000113703
DateJul 17, 2019
Book Page053033/000054
Instrument113703
Lender
NameKAYE FIN'L
TypeFunding / Finance Company
AddressWEST BLOOMFIELD, MI 48322
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 16, 2049

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityRoyal Oak City
Unified School DistrictRoyal Oak City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,282.00 (-22.06%) Homeowner's exemption$157,370$314,740
2024$5,494.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ROYAL OAK
serves 57,236 people · EPA ID MI0005830
Water SourcePurchased surface water from SOUTHEASTERN OAKLAND CO W AUTH
Last State InspectionMay 2025
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 898 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20

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