1225 E 5th St, Royal Oak, MI 48067 Property Records

Oakland County property record for 1225 E 5th St, Royal Oak, MI 48067

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,886 sqft · built 2005
Lot Size0.108 acres (4,704 sqft)
Owner2 Individual Names on Record
Last Sale$83,000 (Sep 2001)
Tax Bill$5,408 (2025)
Deeds & MortgagesApr 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN72-25-22-209-026

Property Details

APN / Parcel Number

Primary APN72-25-22-209-026

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area1,886 sqft Living Area
1st Floor Area1,012 sqft
Basement Area1,012 sqft
Unfinished Basement1,012 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,704 sqft (0.108 acres)
Lot Dimensions105 ft deep x 45 ft wide
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area68 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address1225 E 5TH ST
CityROYAL OAK
StateMI
Zip48067-2903
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeONE FAM
Legal DescriptionT1N, R11E, SEC 22 FOURTH AVENUE SUB LOT 39
Legal Range11E
Legal Township01N
Legal Section22
Legal SubdivisionFOURTH AVENUE SUB
Legal Lot Number39
JurisdictionOAKLAND MI
Township / Civil DivisionROYAL OAK
Census Block Group2
Census Block2021
Census Tract184400

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1225 E 5TH ST, ROYAL OAK, MI 48067-2903
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 12, 2001 · Amount on Record
Deed SaleSep 12, 2001 · Amount on Record
Prior SaleJul 1, 1997 · Amount on Record
Last Transfer DateJul 10, 2006
Transfer Doc0000177835
Record UpdatedSep 20, 2026

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address1225 E 5TH ST, ROYAL OAK, MI 48067-2903
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000064729
DateApr 25, 2019
Book Page52768/00810
Instrument64729
Lender
NameDFCU FINANCIAL
TypeCredit Union
AddressDEARBORN, MI 48126
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueMay 1, 2049
Interest
Rate TypeAdjustable Rate
Rate4.5%
Type Change DateMay 1, 2029
Change FrequencyAnnually
Min Rate At Change3%
Max Rate At Change9.5%
Index1-Year LIBOR
Margin3
Max Rate9.5%

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityRoyal Oak City
Unified School DistrictRoyal Oak City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,408.00 (-19.46%) Homeowner's exemption$211,610$423,220
2024$6,715.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ROYAL OAK
serves 57,236 people · EPA ID MI0005830
Water SourcePurchased surface water from SOUTHEASTERN OAKLAND CO W AUTH
Last State InspectionMay 2025
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 898 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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