1227 Cruzero St, Ojai, CA 93023 Property Records

Ventura County property record for 1227 Cruzero St, Ojai, CA 93023

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,178 sqft · built 1956
Lot Size	0.239 acres (10,393 sqft)
Owner	2 Company Names on Record
Last Sale	$1,100,000 (Mar 2026)
Tax Bill	$10,675 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Aug 2026 Transfer + 6 more
Flood Zone	Zone X (minimal risk)
APN	`018-0-111-040`

Property Details

APN / Parcel Number

Primary APN	`018-0-111-040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,178 sqft Living Area
1st Floor Area	1,178 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Traditional
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,393 sqft (0.239 acres)
Lot Dimensions	130 ft deep x 76 ft wide
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Pool Area	450 sqft
Porch	Porch
Porch Area	68 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1227 CRUZERO ST
City	OJAI
State	CA
Zip	93023-3818
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE1AC
Legal Description	LOT 20
Legal Subdivision	MIRA MONTE SUBDIVISION #1
Legal Block	111
Jurisdiction	VENTURA CA
Township / Civil Division	OJAI-MIRA MONTE
Census Block Group	3
Census Block	3019
Census Tract	1002

Owner

Source: Ventura County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	407 OLD DOWNIEVILLE HWY, NEVADA CITY, CA 95959-2150
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Deed of Trust, Mortgage · Line of Credit LEAD BANK
Aug 27, 2026	Correction Deed NONE LISTED ON DOCUMENT
Apr 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY
Feb 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage MECHANICS BANK
Mar 9, 2026	Grant Deed, Transfer · Conventional Mortgage MEGA CAPITAL FUNDING INC
Apr 5, 2023	Intrafamily Transfer, Transfer LAWYERS TITLE-VN, LAWYERS TITLE VN
Apr 5, 2023	Grant Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Feb 6, 2019	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2026 · Amount on Record
Deed Sale	Mar 9, 2026 · Amount on Record
Prior Sale	Apr 5, 2023 · Amount on Record
Deed Document Number	202617704
Prior Transfer Date	Dec 7, 2022
Prior Transfer Doc	0000115901
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Recording Date	Sep 22, 2026
Property Address	1227 CRUZERO ST, OJAI, CA 93023-3818
Document Number	0000072682
Instrument Date	Sep 17, 2026
Instrument	202672682
Transaction Type	Mortgage
Record Updated	Oct 1, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Address	407 OLD DOWNIEVILLE HWY, NEVADA CITY, CA 95959-2150

Mortgage

Document Number	0000072682,
Date	Sep 22, 2026
Instrument	202672682

Lender

Name	LEAD BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2056

Interest

Max Rate	-1%

August 2026: Correction Deed

Document Type	Correction Deed
Jurisdiction	VENTURA CA
Recording Date	Aug 27, 2026
Property Address	1227 CRUZERO ST, OJAI, CA 93023-3818
Document Number	0000067099
Instrument Date	Aug 25, 2026
Instrument	202667099
Record Updated	Sep 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	407 OLD DOWNIEVILLE HWY, NEVADA CITY, CA 95959-2150

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Recording Date	Apr 15, 2026
Property Address	1227 CRUZERO ST, OJAI, CA 93023-3818
Document Number	0000027432
Instrument Date	Apr 9, 2026
Instrument	202627432
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Address	1227 CRUZERO ST, OJAI, CA 93023-3818

Mortgage

Document Number	0000027432,
Date	Apr 15, 2026
Instrument	202627432

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.11%
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1227 CRUZERO ST, OJAI, CA 93023-3818
Transaction Type	Mortgage
Record Updated	Mar 20, 2026
Title Company	US FIDELITY TITLE COMPANY, FIDELITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1227 CRUZERO ST, OJAI, CA 93023-3818

Mortgage

Document Number	0000029394
Date	Feb 12, 2021
Instrument	20210212-00029394

Lender

Name	MECHANICS BANK
Type	Bank
Address	ARROYO GRANDE, CA 93421

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

March 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Mar 9, 2026
Property Address	1227 CRUZERO ST, OJAI, CA 93023-3818
Document Number	0000017704
Map Reference	MB 20 PG 94-96
Instrument Date	Feb 12, 2026
Instrument	2026000017704
Transaction Type	Transfer
Record Updated	Mar 20, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 OLD DOWNIEVILLE HWY, NEVADA CITY, CA 95959-2150

Mortgage

Document Number	0000017705
Date	Mar 9, 2026
Instrument	2026000017705

Lender

Name	MEGA CAPITAL FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Apr 5, 2023
Property Address	1227 CRUZERO ST, OJAI, CA 93023-3818
Document Number	0000024419
Map Reference	MB 20 PG 94-96
Instrument Date	Apr 4, 2023
Instrument	2023000024419
Transaction Type	Transfer
Record Updated	Apr 18, 2023
Title Company	LAWYERS TITLE-VN, LAWYERS TITLE VN

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1227 CRUZERO ST, OJAI, CA 93023-3818

April 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Apr 5, 2023
Property Address	1227 CRUZERO ST, OJAI, CA 93023-3818
Document Number	0000024418
Map Reference	MB 20 PG 94-96
Instrument Date	Mar 2, 2023
Instrument	2023000024418
Transaction Type	Transfer
Record Updated	Apr 18, 2023
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1227 CRUZERO ST, OJAI, CA 93023-3818

Mortgage

Document Number	0000024420
Date	Apr 5, 2023
Instrument	2023000024420

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2053

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VENTURA CA
Recording Date	Feb 6, 2019
Property Address	1227 CRUZERO ST, OJAI, CA 93023-3818
Document Number	0000011514
Instrument Date	Jan 29, 2019
Instrument	11514
Transaction Type	Transfer
Record Updated	Feb 22, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1227 CRUZERO ST OJAI CA 930233818, OJAI, CA 93023-3818

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Unified School District	Ojai Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$933,863 (+2%) Land $607,012 Building $326,851
2025	$10,675.00 (+2.28%) Homeowner's exemption	$915,552 (+4.63%) Land $595,109 Building $320,443
2024	$10,437.00 (+3.46%)
2023	$10,088.00 (+55.75%)	$875,000 Land $569,000 Building $306,000
2022	$6,477.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	5 (1978–2025)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Dec 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CASITAS MUNICIPAL WATER DIST serves 11,005 people · EPA ID CA5610024
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, GeoLinks.

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