544 Cruzero St, Ojai, CA 93023 Property Records

Ventura County property record for 544 Cruzero St, Ojai, CA 93023

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,198 sqft · built 1955
Lot Size	0.157 acres (6,825 sqft)
Owner	2 Trust Names on File
Last Sale	$269,000 (Jan 2002)
Tax Bill	$5,037 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`018-0-170-030`

Property Details

APN / Parcel Number

Primary APN	`018-0-170-030`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,198 sqft Living Area
1st Floor Area	1,198 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	6,825 sqft (0.157 acres)
Lot Dimensions	105 ft deep x 65 ft wide
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	36 sqft
Patio Area	240 sqft

Location & Zoning

Street Address	544 CRUZERO ST
City	OJAI
State	CA
Zip	93023-3530
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE20
Legal Description	LOT 25
Legal Subdivision	MIRA MONTE SUBDIVISION #1
Legal Block	170
Jurisdiction	VENTURA CA
Township / Civil Division	OJAI-MIRA MONTE
Census Block Group	3
Census Block	3026
Census Tract	1002

Owner

544 Cruzero St is owner-occupied and held in a trust since July 2024.

Source: Ventura County records, as of August 6, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1415 CHAPALA ST, SANTA BARBARA, CA 93101-3014
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2026	Deed of Trust, Mortgage · Line of Credit ALLIANT CU
Dec 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage PLAZA HOME MORTGAGE INC
Jul 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONS DIRECT MORTGAGE LLC
Jan 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2002 · Amount on File
Deed Sale	Jan 28, 2002 · Amount on File
Deed Document Number	200220125
Last Transfer Date	Jul 27, 2024
Transfer Doc	0000054779
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	544 CRUZERO ST, OJAI, CA 93023-3530
Transaction Type	Mortgage
Record Updated	Feb 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	544 CRUZERO ST, OJAI, CA 93023-3530

Mortgage

Document Number	0000012122
Date	Feb 13, 2026
Instrument	2026000012122

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 12, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	544 CRUZERO ST, OJAI, CA 93023-3530
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE RIVERSIDE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	544 CRUZERO ST, OJAI, CA 93023-3530

Mortgage

Document Number	0000227694
Date	Dec 24, 2020
Instrument	20201224-00227694

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	544 CRUZERO ST, OJAI, CA 93023-3530
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATL TTL ORANGE CNT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000096161
Date	Jul 6, 2020
Instrument	20200706-00096161

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	544 CRUZERO ST, OJAI, CA 93023-3530
Document Number	0000009930
Instrument Date	Jan 18, 2018
Transaction Type	Mortgage
Record Updated	Feb 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	544 CRUZERO ST OJAI CA 930233530, OJAI, CA 93023-3530

Mortgage

Document Number	0000009930
Date	Jan 30, 2018
Instrument	9930

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	RIVERSIDE, CA 92517

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 544 Cruzero St was $5,037 with a homeowner's exemption, up 2.4% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Unified School District	Ojai Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$405,316 (+2%) Land $301,360 Building $103,956
2025	$5,037.00 (+2.4%)	$397,369 Land $295,451 Building $101,918
2024	$4,919.00 (+3.75%)
2023	$4,741.00 (+1.35%) Homeowner's exemption	$381,940 Land $283,979 Building $97,961
2022	$4,678.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 544 Cruzero St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	5 (1978–2025)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Dec 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 544 Cruzero St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CASITAS MUNICIPAL WATER DIST serves 11,005 people · EPA ID CA5610024
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, GeoLinks.

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