1246 Cruzero St, Ojai, CA 93023 Property Records

Ventura County property record for 1246 Cruzero St, Ojai, CA 93023

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,609 sqft · built 1971
Lot Size0.435 acres (18,925 sqft)
Owner2 Individual Names on Record
Last Sale$255,000 (Oct 1998)
Tax Bill$5,146 (2025)
Deeds & MortgagesDec 2025 Mortgage
May 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN018-0-112-120

Property Details

APN / Parcel Number

Primary APN018-0-112-120

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,609 sqft Living Area
1st Floor Area1,609 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Lot Area18,925 sqft (0.435 acres)
Lot Dimensions160 ft deep x 110 ft wide
Garage Area550 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area231 sqft

Location & Zoning

Street Address1246 CRUZERO ST
CityOJAI
StateCA
Zip93023-3819
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRE20
Legal DescriptionLOT 24
Legal SubdivisionMIRA MONTE SUBDIVISION #1
Legal Block112
JurisdictionVENTURA CA
Township / Civil DivisionOJAI-MIRA MONTE
Census Block Group3
Census Block3025
Census Tract1002

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1246 CRUZERO ST, OJAI, CA 93023-3819
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 16, 2025Deed of Trust, Mortgage · Non-Conforming Investor Loan
NEWTEK BANK NA
May 6, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORP
Jan 14, 2017Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 14, 1998 · Amount on Record
Deed SaleOct 14, 1998 · Amount on Record
Deed Document Number1998176430
Record UpdatedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVENTURA CA
Property Address1246 CRUZERO ST, OJAI, CA 93023-3819
Transaction TypeMortgage
Record UpdatedJan 1, 2026
Title CompanyWFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1246 CRUZERO ST, OJAI, CA 93023-3819

Mortgage

Document Number0000089680
DateDec 16, 2025
Instrument2025000089680
Lender
NameNEWTEK BANK NA
TypeBank
AddressORLANDO, FL 32801
Agreement
TypeNon-Conforming Investor Loan
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVENTURA CA
Property Address1246 CRUZERO ST, OJAI, CA 93023-3819
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000062082
DateMay 6, 2020
Instrument20200506-00062082
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2050

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVENTURA CA
Property Address1246 CRUZERO ST, OJAI, CA 93023-3819
Document Number0000009177
Instrument DateJan 14, 2017
Transaction TypeMortgage
Record UpdatedJan 31, 2017
Title CompanyAMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1246 CRUZERO ST OJAI CA 930233819, OJAI, CA 93023-3819

Mortgage

Document Number0000009177
DateJan 23, 2017
Instrument9177
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJan 22, 2037

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyVentura County
Unified School DistrictOjai Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$407,733 (+2%) Land $247,842 Building $159,891
2025$5,146.00 (+2.39%)$399,739 (+4.04%) Land $242,983 Building $156,756
2024$5,026.00 (+3.71%)
2023$4,846.00 (+1.32%)$384,217 Land $233,547 Building $150,670
2022$4,783.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies14 in force
Nearby Flood Claims5 (1978–2025)
Claims Outside the SFHA1 of 5
Most Recent ClaimDec 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 79% of California
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCASITAS MUNICIPAL WATER DIST
serves 11,005 people · EPA ID CA5610024
Water SourceSurface water
Last State InspectionAug 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Oct 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, GeoLinks.

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