12266 River Rd, #4, Ridgeway, SC 29130 Property Records

Fairfield County property record for 12266 River Rd, #4, Ridgeway, SC 29130

Property Summary

Property Type	Single Family Home
Details	1,512 sqft · built 2001
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$221,000 (Jan 2020)
Tax Bill	$1,305 (2025)
Deeds & Mortgages	Dec 2023 Construction Loan Jan 2020 Sale
Flood Zone	Zone AE (high risk)
APN	`135-03-02-007-000`

Property Details

APN / Parcel Number

Primary APN	`135-03-02-007-000`
Alternative APN	`10283`

Interior

Stories	1 Story
Building Area	1,512 sqft Living Area
Gross Area	2,244 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Shed Roof
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Deck Area	Deck Area

Location & Zoning

Account Number	10283
Street Address	12266 RIVER RD, 4
City	RIDGEWAY
State	SC
Zip	29130-7643
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	12266 RIVER ROAD LOT 4 LW HARRISON PLAT: 459 - 383
Legal Subdivision	HARRISON
Legal Lot Number	4
Jurisdiction	FAIRFIELD SC
Township / Civil Division	RIDGEWAY
Census Block Group	1
Census Block	1023
Census Tract	960302

Owner

Source: Fairfield County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	12266 RIVER RD, RIDGEWAY, SC 29130-7643
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2023	Deed of Trust, Mortgage · Construction Mortgage FIRST CITIZENS BANK & TRUST CO
Jan 22, 2020	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2020 · Amount on Record
Deed Sale	Jan 22, 2020 · Amount on Record
Deed Document Number	2020160
Deed Book / Page	1395 / 313
Last Transfer Date	Dec 8, 2021
Transfer Doc	0000003468
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD SC
Property Address	12266 RIVER RD # 4, 4, RIDGEWAY, SC 29130-7643
Transaction Type	Mortgage
Record Updated	Apr 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12266 RIVER RD, RIDGEWAY, SC 29130-7643

Mortgage

Document Number	0000002773
Date	Dec 4, 2023
Book Page	1604/226
Instrument	202300002773

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.85%
Type Change Date	Oct 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.8%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11.8%

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FAIRFIELD SC
Recording Date	Jan 22, 2020
Property Address	12266 RIVER RD # 4, 4, RIDGEWAY, SC 29130-7643
Document Number	0000000160
Book / Page	001395 / 000313
Instrument Date	Jan 21, 2020
Instrument	160
Transaction Type	Transfer
Record Updated	Jun 15, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$818.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	168 READING ST YORK SC 297451136, YORK, SC 29745-1136

Tax Assessment & Valuation

Source: Fairfield County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Fairfield County
Unified School District	Fairfield County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,305.00 (+3.41%)	$7,020 (-) Land $7,000 Building $20	$175,500 (-) Land $175,000 Building $500
2024	$1,262.00 (-2.32%)	$7,020 (-) Land $7,000 Building $20	$175,500 (-) Land $175,000 Building $500
2023	$1,292.00 (-12.7%)	$7,020 (-20.3%) Land $7,000 Building $20	$175,500 (-20.3%) Land $175,000 Building $500
2022	$1,480.00	$8,808 Land $7,000 Building $1,808	$220,200 Land $175,000 Building $45,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	10 (2003–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: TruVista Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

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