12166 River Rd, #1, Ridgeway, SC 29130 Property Records

Fairfield County property record for 12166 River Rd, #1, Ridgeway, SC 29130

Property Summary

Property Type	Mobile Home
Details	1,512 sqft · built 1997
Lot Size	2.46 acres (107,158 sqft)
Owner	2 Individual Names on Record
Last Sale	$318,500 (Sep 2023)
Tax Bill	$1,286 (2022)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`135-03-02-004-000`

Property Details

APN / Parcel Number

Primary APN	`135-03-02-004-000`
Alternative APN	`10168`

Interior

Stories	1 Story
Building Area	1,512 sqft Living Area
Gross Area	2,772 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	107,158 sqft (2.46 acres)

Exterior Amenities

Porch	Patio
Porch Area	564 sqft
Deck Area	696 sqft
Patio Area	696 sqft

Location & Zoning

Account Number	10168
Street Address	12166 RIVER RD, 1
City	RIDGEWAY
State	SC
Zip	29130-8927
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R1
Legal Description	12166 RIVER RD LOT 1 LW HARRISON PLAT: 459 - 383
Legal Subdivision	HARRISON
Legal Lot Number	1
Jurisdiction	FAIRFIELD SC
Township / Civil Division	RIDGEWAY
Census Block Group	1
Census Block	1023
Census Tract	960302

Owner

Source: Fairfield County records, as of September 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12166 RIVER RD, RIDGEWAY, SC 29130-8927
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2023	Deed, Transfer · Conventional Mortgage NATIONS LENDING CORP
Nov 19, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2023 · Amount on Record
Deed Sale	Sep 19, 2023 · Amount on Record
Deed Document Number	20232107
Deed Book / Page	1594 / 54
Last Transfer Date	Jun 9, 2024
Transfer Doc	0000001885
Record Updated	Oct 29, 2026

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FAIRFIELD SC
Recording Date	Sep 19, 2023
Property Address	12166 RIVER RD # 1, 1, RIDGEWAY, SC 29130-8927
Document Number	0000002107
Book / Page	1594 / 54
Map Reference	SL 557 PG 1364
Instrument Date	Sep 15, 2023
Instrument	202300002107
Transaction Type	Transfer
Record Updated	Oct 27, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$828.10
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12166 RIVER RD, RIDGEWAY, SC 29130-8927
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002108
Date	Sep 19, 2023
Instrument	202300002108

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD SC
Property Address	12166 RIVER RD # 1, 1, RIDGEWAY, SC 29130-8927
Document Number	0000002754
Instrument Date	Nov 19, 2020
Transaction Type	Mortgage
Record Updated	Jan 26, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12166 RIVER RD RIDGEWAY SC 291308927, RIDGEWAY, SC 29130-8927

Mortgage

Document Number	0000002754
Date	Nov 24, 2020
Book Page	001439/000209
Instrument	2754

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 23, 2050

Tax Assessment & Valuation

Source: Fairfield County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Fairfield County
Unified School District	Fairfield County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$13,060 (+70.67%) Land $9,000 Building $4,060	$326,500 (+70.67%) Land $225,000 Building $101,500
2023		$7,652 (-) Land $5,000 Building $2,652	$191,300 (-) Land $125,000 Building $66,300
2022	$1,286.00 (-9.12%)	$7,652 Land $5,000 Building $2,652	$191,300 Land $125,000 Building $66,300
2019	$1,415.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	10 (2003–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: TruVista Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

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