1226 Willard Rd, Birch Run, MI 48415 Property Records

Saginaw County property record for 1226 Willard Rd, Birch Run, MI 48415

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,755 sqft · built 1969
Lot Size	0.867 acres (37,767 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Jan 2023)
Tax Bill	$3,333 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Jun 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-10-6-36-4006-000`

Property Details

APN / Parcel Number

Primary APN	`05-10-6-36-4006-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,755 sqft Living Area
1st Floor Area	1,755 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Hip
Roof Material	Asphalt
Lot Area	37,767 sqft (0.867 acres)
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	272 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	1226 WILLARD RD
City	BIRCH RUN
State	MI
Zip	48415-9468
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	W 175 FT OF S 248.92 FT OF SW 1/4 OF SE 1/4 -- 1 ACRE SEC 36 T10N R6E
Legal Range	06E
Legal Township	10N
Legal Section	36
Jurisdiction	SAGINAW MI
Township / Civil Division	BIRCH RUN
Census Block Group	3
Census Block	3005
Census Tract	13100

Owner

1226 Willard Rd is owned and occupied by an individual who bought it in January 2023.

Source: Saginaw County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	1226 WILLARD RD, BIRCH RUN, MI 48415-9468
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2023	Warranty Deed, Transfer · Conventional Mortgage LEGEND LENDING CORP
Jun 23, 2020	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Apr 24, 2018	Warranty Deed, Transfer · FHA Mortgage NEW EXECUTIVE MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2023 · Amount on File
Deed Sale	Jan 13, 2023 · Amount on File
Prior Sale	Apr 24, 2018 · Amount on File
Deed Document Number	2023875
Prior Transfer Date	Feb 23, 2009
Prior Transfer Doc	0000005379
Record Updated	Oct 29, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Jan 13, 2023
Property Address	1226 WILLARD RD, BIRCH RUN, MI 48415-9468
Document Number	0000000875
Instrument Date	Jan 3, 2023
Instrument	2023000875
Transaction Type	Transfer
Record Updated	Jan 30, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,387.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1226 WILLARD RD, BIRCH RUN, MI 48415-9468

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1226 WILLARD RD, BIRCH RUN, MI 48415-9468

Mortgage

Document Number	0000000876
Date	Jan 13, 2023
Instrument	2023000876

Lender

Name	LEGEND LENDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	1226 WILLARD RD, BIRCH RUN, MI 48415-9468
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015887
Date	Jun 23, 2020
Instrument	2020015887

Lender

Name	PNC BANK NA
Type	Bank
Address	BYNUM, AL 36253

Agreement

Type	Line of Credit
Amount	Amount on Record

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Apr 24, 2018
Property Address	1226 WILLARD RD, BIRCH RUN, MI 48415-9468
Document Number	2018012548
Instrument Date	Apr 19, 2018
Instrument	2018012548
Transaction Type	Transfer
Record Updated	Sep 2, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 S MAIN ST, FRANKENMUTH, MI 48734-1613
Investor	Possibly a Property Investor

Mortgage

Document Number	0000012549
Date	Apr 24, 2018
Instrument	2018012549

Lender

Name	NEW EXECUTIVE MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	337 Months
Due	May 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 1226 Willard Rd was $3,333 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Birch Run Township
Unified School District	Birch Run Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$109,500	$219,000
2025	$3,333.00 Homeowner's exemption
2023		$84,400	$168,800
2022	$2,005.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1226 Willard Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1226 Willard Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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