1226 Silver Oak Cir, Normal, IL 61761 Property Records

McLean County property record for 1226 Silver Oak Cir, Normal, IL 61761

Property Summary

Property TypeResidential Vacant Land
Lot Size0.3 acres (13,068 sqft)
OwnerCompany Name on Record
Last Sale$70,000 (Mar 2022)
Tax Bill$3,006 (2024)
Deeds & MortgagesMar 2022 Sale & Line of Credit
Feb 2022 Sale
Flood ZoneZone X (minimal risk)
APN15-19-104-014

Property Details

APN / Parcel Number

Primary APN15-19-104-014

Exterior

Lot Area13,068 sqft (0.3 acres)

Location & Zoning

Street Address1226 SILVER OAK CIR
CityNORMAL
StateIL
Zip61761-9401
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionSILVER OAK ESTATES SUB 1ST ADD LOT 43
Legal SubdivisionSILVER OAK ESTATES
Legal Lot Number43
JurisdictionMCLEAN IL
Township / Civil DivisionTOWANDA
Census Block Group5
Census Block5107
Census Tract5102

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2401 E EMPIRE ST, B, BLOOMINGTON, IL 61704-8222
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Mar 3, 2022Warranty Deed, Transfer · Line of Credit
HEARTLAND BANK & TRUST CO
Feb 1, 2022Warranty Deed, Transfer
FTC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 3, 2022 · Amount on Record
Deed SaleMar 3, 2022 · Amount on Record
Prior SaleFeb 1, 2022 · Amount on Record
Deed Document Number20224097
Record UpdatedSep 20, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateMar 3, 2022
Property Address1226 SILVER OAK CIR, NORMAL, IL 61761-9401
Document Number202200004097
Map ReferenceDOC 2021-00025804
Instrument DateFeb 17, 2022
Instrument2022-00004097
Transaction TypeTransfer
Record UpdatedApr 13, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$105.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2401 E EMPIRE ST STE B, B, BLOOMINGTON, IL 61704-8222

Mortgage

Document Number202200004098
DateMar 3, 2022
Instrument2022-00004098
Lender
NameHEARTLAND BANK & TRUST CO
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateFeb 1, 2022
Property Address1226 SILVER OAK CIR, NORMAL, IL 61761-9401
Document Number202200002107
Map ReferenceDOC 2021-00025804
Instrument DateJan 20, 2022
Instrument2022-00002107
Transaction TypeTransfer
Record UpdatedApr 13, 2026
Title CompanyFTC

Transaction

AmountAmount Recorded
Tax$85.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1818 PARKWAY CT UNIT 2, 2, NORMAL, IL 61761-6273

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcLean County
County SubdivisionTowanda Township
MunicipalityNormal Town
Unified School DistrictMcLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$40,472 (+21.55%) Land $40,472$121,416 (+21.55%) Land $121,416
2024$3,006.00 (+6.52%)
2023$2,822.00$33,297 Land $33,297$99,891 Land $99,891

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims6 (1979–2021)
Claims Outside the SFHA1 of 6
Most Recent ClaimOct 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORMAL
serves 52,736 people · EPA ID IL1130900
Water SourceGroundwater
Last State InspectionAug 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
Watch TV
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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