McLean County property record for 1226 Low St, Bloomington, IL 61701
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,796 sqft · built 1925 |
| Lot Size | 0.129 acres (5,606 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $196,000 (Feb 2026) |
| Tax Bill | $2,919 (2024) |
| Deeds & Mortgages | Oct 2021 Mortgage Jan 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-09-154-017 |
| Primary APN | 21-09-154-017 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,796 sqft Living Area |
| Gross Area | 1,956 sqft |
| 1st Floor Area | 1,246 sqft |
| Basement Area | 550 sqft |
| Finished Basement | 550 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Foundation Type | Block |
| Roof Material | Asphalt |
| Lot Area | 5,606 sqft (0.129 acres) |
| Lot Dimensions | 99 ft deep x 56 ft wide |
| View / Lot | Lake Front |
| Porch | Enclosed Frame Porch |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 1226 LOW ST |
|---|---|
| City | BLOOMINGTON |
| State | IL |
| Zip | 61701-6517 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1C |
| Legal Description | MAJORS 2ND ADD LOT 10 BLK 2 |
| Legal Range | 02E |
| Legal Township | 23N |
| Legal Section | 09 |
| Legal Subdivision | MAJORS 2ND ADD |
| Legal Block | 2 |
| Legal Lot Number | 10 |
| Jurisdiction | MCLEAN IL |
| Township / Civil Division | BLOOMINGTON CITY |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 5900 |
Source: McLean County records, as of April 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1226 LOW ST, BLOOMINGTON, IL 61701-6517 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 7, 2021 | Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN |
| Jan 22, 2026 | Deed of Trust, Mortgage SOSPEN LLC |
| Feb 19, 2026 | Warranty Deed, Transfer · VA Mortgage NEW AMERICAN FUNDING |
| Apr 6, 2022 | Warranty Deed, Transfer ALLIANCE LAND TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 19, 2026 · Amount on Record |
| Deed Sale | Feb 19, 2026 · Amount on Record |
| Prior Sale | Apr 6, 2022 · Amount on Record |
| Deed Document Number | 20262554 |
| Prior Transfer Date | May 26, 2010 |
| Prior Transfer Doc | 0000011744 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 1226 LOW ST, BLOOMINGTON, IL 61701-6517 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1226 LOW ST, BLOOMINGTON, IL 61701-6517 |
| Document Number | 202100024172 |
|---|---|
| Date | Oct 7, 2021 |
| Instrument | 2021-00024172 |
| Name | UNITED STATES SMALL BUSINESS ADMIN |
|---|---|
| Type | Government Agency |
| Address | BIRMINGHAM, AL 35203 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Aug 24, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 1226 LOW ST, BLOOMINGTON, IL 61701-6517 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1226 LOW ST, BLOOMINGTON, IL 61701-6517 |
| Document Number | 202600001223 |
|---|---|
| Date | Jan 22, 2026 |
| Instrument | 2026-00001223 |
| Name | SOSPEN LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | CHAMPAIGN, IL 61821 |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Feb 19, 2026 |
| Property Address | 1226 LOW ST, BLOOMINGTON, IL 61701-6517 |
| Document Number | 202600002554 |
| Instrument Date | Jan 16, 2026 |
| Instrument | 2026-00002554 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $196.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1226 LOW ST, BLOOMINGTON, IL 61701-6517 |
| Document Number | 202600002555 |
|---|---|
| Date | Feb 19, 2026 |
| Instrument | 2026-00002555 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.12% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Apr 6, 2022 |
| Property Address | 1226 LOW ST, BLOOMINGTON, IL 61701-6517 |
| Document Number | 202200006293 |
| Instrument Date | Mar 31, 2022 |
| Instrument | 2022-00006293 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2022 |
| Title Company | ALLIANCE LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $25.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1226 LOW ST, BLOOMINGTON, IL 61701-6517 |
Source: McLean County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Bloomington City |
| County | McLean County |
| County Subdivision | Bloomington City Township |
| Unified School District | Bloomington School District 87 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $45,513 (+8.35%) Land $9,134 Building $36,379 | $136,539 (+8.35%) Land $27,402 Building $109,137 | |
| 2024 | $2,919.00 (+6.81%) | $42,004 (+8.54%) Land $8,430 Building $33,574 | $126,012 (+8.54%) Land $25,290 Building $100,722 |
| 2023 | $2,733.00 (+8.58%) | $38,700 (+8.64%) Land $7,767 Building $30,933 | $116,100 (+8.64%) Land $23,301 Building $92,799 |
| 2022 | $2,517.00 | $35,621 Land $7,149 Building $28,472 | $106,863 Land $21,447 Building $85,416 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLOOMINGTON serves 79,000 people · EPA ID IL1130200 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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