1227 Low St, Bloomington, IL 61701 Property Records

McLean County property record for 1227 Low St, Bloomington, IL 61701

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 735 sqft · built 1925
Lot Size0.161 acres (7,007 sqft)
OwnerIndividual Name on Record
Last Sale$107,000 (Nov 2025)
Tax Bill$2,187 (2024)
Deeds & MortgagesSep 2019 Mortgage
Nov 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN21-09-152-027

Property Details

APN / Parcel Number

Primary APN21-09-152-027

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area735 sqft Living Area
Gross Area807 sqft
1st Floor Area735 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Exterior MaterialAluminum/Vinyl
Roof MaterialAsphalt
Lot Area7,007 sqft (0.161 acres)
Lot Dimensions141 ft deep x 48 ft wide
View / LotLake Front
Garage TypeDetached
Garage Area320 sqft
Parking Spaces1 Parking Space
PorchEnclosed Frame Porch
GreenhouseGreenhouse

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1227 LOW ST
CityBLOOMINGTON
StateIL
Zip61701-6516
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1C
Legal DescriptionWALTER D. ALEXANDER SUB PT LOT 1 SALCHS EXEC ADD LOT 3
Legal Range02E
Legal Township23N
Legal Section09
Legal SubdivisionALEXANDER SUB
Legal Lot Number1,3
JurisdictionMCLEAN IL
Township / Civil DivisionBLOOMINGTON CITY
Census Block Group2
Census Block2031
Census Tract5900

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1227 LOW ST, BLOOMINGTON, IL 61701-6516
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Sep 18, 2019Deed of Trust, Mortgage · Conventional Mortgage
MORTGAGE SERVICES III LLC
Nov 13, 2025Warranty Deed, Transfer · Conventional Mortgage
FIRST STATE MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 13, 2025 · Amount on Record
Deed SaleNov 13, 2025 · Amount on Record
Deed Document Number202516379
Prior Transfer DateFeb 21, 2012
Prior Transfer Doc0000008268
Record UpdatedJun 8, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address1227 LOW ST, BLOOMINGTON, IL 61701-6516
Transaction TypeMortgage
Record UpdatedNov 26, 2025
Title CompanyMCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201900014913
DateSep 18, 2019
Instrument2019-00014913
Lender
NameMORTGAGE SERVICES III LLC
TypeLending Institution
AddressBLOOMINGTON, IL 61704
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 1, 2034
Interest
Rate TypeFixed Rate
Rate3.62%

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateNov 13, 2025
Property Address1227 LOW ST, BLOOMINGTON, IL 61701-6516
Document Number202500016379
Instrument DateOct 31, 2025
Instrument2025-00016379
Transaction TypeTransfer
Record UpdatedNov 26, 2025
Title CompanyUNKNOWN, ILHTG

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$107.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1227 LOW ST, BLOOMINGTON, IL 61701-6516

Transferred To (Grantee/Buyer)

NameVerified Name
Address1227 LOW ST, BLOOMINGTON, IL 61701-6516

Mortgage

Document Number202500016380
DateNov 13, 2025
Instrument2025-00016380
Lender
NameFIRST STATE MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2055
Interest
Rate TypeFixed Rate
Rate6.37%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityBloomington City
CountyMcLean County
County SubdivisionBloomington City Township
Unified School DistrictBloomington School District 87 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$35,729 (+8.36%) Land $10,433 Building $25,296$107,187 (+8.36%) Land $31,299 Building $75,888
2024$2,187.00 (+7.36%)$32,974 (+8.54%) Land $9,628 Building $23,346$98,922 (+8.54%) Land $28,884 Building $70,038
2023$2,037.00$30,380 Land $8,871 Building $21,509$91,140 Land $26,613 Building $64,527

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBLOOMINGTON
serves 79,000 people · EPA ID IL1130200
Water SourceSurface water
Last State InspectionAug 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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