1220 Low St, Bloomington, IL 61701 Property Records

McLean County property record for 1220 Low St, Bloomington, IL 61701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,023 sqft · built 1928
Lot Size	0.129 acres (5,606 sqft)
Owner	Individual Name on Record
Last Sale	$94,000 (Oct 2019)
Tax Bill	$3,023 (2024)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-09-154-014`

Property Details

APN / Parcel Number

Primary APN	`21-09-154-014`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,023 sqft Living Area
1st Floor Area	768 sqft
Attic	Attic
Attic Area	255 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Exterior Material	Aluminum/Vinyl
Foundation Type	Brick
Roof Material	Asphalt
Lot Area	5,606 sqft (0.129 acres)
Lot Dimensions	99 ft deep x 56 ft wide
View / Lot	Lake Front
Garage Type	Detached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1220 LOW ST
City	BLOOMINGTON
State	IL
Zip	61701-6517
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	MAJORS 2ND ADD LOT 3 BLK 2
Legal Range	02E
Legal Township	23N
Legal Section	09
Legal Subdivision	MAJORS 2ND ADD
Legal Block	2
Legal Lot Number	3
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	2
Census Block	2030
Census Tract	5900

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	908 E LOCUST ST, BLOOMINGTON, IL 61701-3327
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2019 · Amount on Record
Deed Sale	Oct 17, 2019 · Amount on Record
Deed Document Number	201916925
Prior Transfer Date	Jan 21, 2008
Prior Transfer Doc	0000001952
Record Updated	Oct 29, 2026

October 2019: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	MCLEAN IL
Recording Date	Oct 17, 2019
Property Address	1220 LOW ST, BLOOMINGTON, IL 61701-6517
Document Number	201900016925
Instrument Date	Oct 3, 2019
Instrument	2019-00016925
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	MCLEAN COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$141.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 E LOCUST ST, BLOOMINGTON, IL 61701-3327

Mortgage

Document Number	201900016926
Date	Oct 17, 2019
Instrument	2019-00016926

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.62%
Index	1-Year LIBOR
Max Rate	9.62%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$40,404 (+17.6%) Land $9,134 Building $31,270	$121,212 (+17.6%) Land $27,402 Building $93,810
2024	$3,023.00 (+5.29%)
2023	$2,871.00	$34,356 Land $7,767 Building $26,589	$103,068 Land $23,301 Building $79,767

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20