1226 E Jefferson St, Bloomington, IL 61701 Property Records

McLean County property record for 1226 E Jefferson St, Bloomington, IL 61701

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,227 sqft · built 1947
Lot Size	0.068 acres (2,974 sqft)
Owner	Individual Name on Record
Last Sale	$122,000 (Aug 2020)
Tax Bill	$3,620 (2024)
Deeds & Mortgages	Apr 2024 Mortgage Aug 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-03-401-010`

Property Details

APN / Parcel Number

Primary APN	`21-03-401-010`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,227 sqft Living Area
1st Floor Area	846 sqft
Attic	Attic
Attic Area	381 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	2,974 sqft (0.068 acres)
Lot Dimensions	59 ft deep x 50 ft wide
View / Lot	Lake Front
Garage Type	Carport
Garage Area	180 sqft
Carport	Carport
Carport Area	180 sqft
Porch	Open Frame Porch
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1226 E JEFFERSON ST
City	BLOOMINGTON
State	IL
Zip	61701-4270
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	GRAHAM PLACE ADD (EX W10) LOT 7
Legal Range	02E
Legal Township	23N
Legal Section	03
Legal Subdivision	GRAHAM PLACE
Legal Lot Number	7
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	2
Census Block	2027
Census Tract	1800

Owner

Source: McLean County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1226 E JEFFERSON ST, BLOOMINGTON, IL 61701-4270
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2024	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Aug 4, 2023	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Oct 8, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Aug 20, 2020	Warranty Deed, Transfer · FHA Mortgage FIRST STATE MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2020 · Amount on Record
Deed Sale	Aug 20, 2020 · Amount on Record
Prior Sale	Mar 7, 2007
Deed Document Number	202016451
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1226 E JEFFERSON ST, BLOOMINGTON, IL 61701-4270
Transaction Type	Mortgage
Record Updated	May 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1226 E JEFFERSON ST, BLOOMINGTON, IL 61701-4270

Mortgage

Document Number	202400005003
Date	Apr 25, 2024
Instrument	2024-00005003

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	317 Months
Due	Sep 1, 2050

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1226 E JEFFERSON ST, BLOOMINGTON, IL 61701-4270
Transaction Type	Mortgage
Record Updated	Sep 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1226 E JEFFERSON ST, BLOOMINGTON, IL 61701-4270

Mortgage

Document Number	202300010306
Date	Aug 4, 2023
Instrument	2023-00010306

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Sep 1, 2050

Interest

Change Frequency	4 Years

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1226 E JEFFERSON ST, BLOOMINGTON, IL 61701-4270
Transaction Type	Mortgage
Record Updated	Sep 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1226 E JEFFERSON ST, BLOOMINGTON, IL 61701-4270

Mortgage

Document Number	202100024282
Date	Oct 8, 2021
Instrument	2021-00024282

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Aug 20, 2020
Property Address	1226 E JEFFERSON ST, BLOOMINGTON, IL 61701-4270
Document Number	202000016451
Instrument Date	Aug 6, 2020
Instrument	2020-00016451
Transaction Type	Transfer
Record Updated	Sep 25, 2023
Title Company	MCLEAN COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$183.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1226 E JEFFERSON ST, BLOOMINGTON, IL 61701-4270

Mortgage

Document Number	202000016452
Date	Aug 20, 2020
Instrument	2020-00016452

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.5%

Mortgage

Document Number	202000016453
Date	Aug 20, 2020
Instrument	2020-00016453

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$56,130 (+30.14%) Land $8,582 Building $47,548	$168,390 (+30.14%) Land $25,746 Building $142,644
2024	$3,620.00 (+16.66%)
2023	$3,103.00 (+6.01%)	$43,130 (+6.65%) Land $6,594 Building $36,536	$129,390 (+6.65%) Land $19,782 Building $109,608
2022	$2,927.00	$40,440 Land $6,183 Building $34,257	$121,320 Land $18,549 Building $102,771

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Pavlov Media, Watch TV.

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