1221 E Jefferson St, Bloomington, IL 61701 Property Records

McLean County property record for 1221 E Jefferson St, Bloomington, IL 61701

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,248 sqft · built 1940
Lot Size	0.151 acres (6,561 sqft)
Owner	Individual Name on File
Last Sale	$140,500 (Mar 2016)
Tax Bill	$4,671 (2024)
Deeds & Mortgages	Aug 2020 Line of Credit Apr 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`21-03-402-003`

Property Details

APN / Parcel Number

Primary APN	`21-03-402-003`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,248 sqft Living Area
Gross Area	1,508 sqft
1st Floor Area	936 sqft
Attic	Attic
Attic Area	312 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	6,561 sqft (0.151 acres)
Lot Dimensions	125 ft deep x 52 ft wide
View / Lot	Lake Front
Garage Type	Detached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Frame Porch
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1221 E JEFFERSON ST
City	BLOOMINGTON
State	IL
Zip	61701-4269
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	WALTER D ALEXANDER SUB LOT 1 SUB S1/2 LOT 3 BLK 2
Legal Range	02E
Legal Township	23N
Legal Section	03
Legal Subdivision	ALEXANDER SUB
Legal Block	2
Legal Lot Number	1,3
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	2
Census Block	2027
Census Tract	1800

Owner

1221 E Jefferson St is owned and occupied by an individual who bought it in March 2016.

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1221 E JEFFERSON ST, BLOOMINGTON, IL 61701-4269
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2020	Deed of Trust, Mortgage · Line of Credit HEARTLAND BANK & TRUST CO
Apr 18, 2022	Deed of Trust, Mortgage · Line of Credit HEARTLAND BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 14, 2016 · Amount on File
Deed Sale	Mar 14, 2016 · Amount on File
Deed Document Number	20164101
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1221 E JEFFERSON ST, BLOOMINGTON, IL 61701-4269
Transaction Type	Mortgage
Record Updated	Sep 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000017422
Date	Aug 31, 2020
Instrument	2020-00017422

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	BLOOMINGTON, IL 61702

Agreement

Type	Line of Credit
Amount	Amount on Record

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1221 E JEFFERSON ST, BLOOMINGTON, IL 61701-4269
Transaction Type	Mortgage
Record Updated	Sep 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200007112
Date	Apr 18, 2022
Instrument	2022-00007112

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	BLOOMINGTON, IL 61702

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Apr 14, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$63,843 Land $13,759 Building $50,084	$191,529 Land $41,277 Building $150,252
2024	$4,671.00 (+13.93%)
2023	$4,100.00 (+4.89%)	$49,058 (+6.65%) Land $10,573 Building $38,485	$147,174 (+6.65%) Land $31,719 Building $115,455
2022	$3,909.00	$45,997 Land $9,913 Building $36,084	$137,991 Land $29,739 Building $108,252

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1221 E Jefferson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1221 E Jefferson St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Pavlov Media, Watch TV.

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