1227 E Jefferson St, Bloomington, IL 61701 Property Records

McLean County property record for 1227 E Jefferson St, Bloomington, IL 61701

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,016 sqft · built 1928
Lot Size	0.169 acres (7,367 sqft)
Owner	2 Company Names on Record
Last Sale	$177,500 (Aug 2017)
Tax Bill	$5,516 (2024)
Deeds & Mortgages	Nov 2023 Transfer Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-03-402-006`

Property Details

APN / Parcel Number

Primary APN	`21-03-402-006`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,016 sqft Living Area
1st Floor Area	1,164 sqft
Attic	Attic
Attic Area	646 sqft
Basement Area	154 sqft
Finished Basement	154 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	7,367 sqft (0.169 acres)
Lot Dimensions	119 ft deep x 60 ft wide
View / Lot	Lake Front
Garage Area	1,130 sqft
Parking Spaces	4 Parking Spaces
Deck Area	276 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1227 E JEFFERSON ST
City	BLOOMINGTON
State	IL
Zip	61701-4269
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	LOT 9 GRAHAM PLACE
Legal Range	02E
Legal Township	23N
Legal Section	03
Legal Subdivision	GRAHAM PLACE
Legal Lot Number	9
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	2
Census Block	2027
Census Tract	1800

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1227 E JEFFERSON ST, BLOOMINGTON, IL 61701-4269
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Aug 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND BANK & TRUST CO
Aug 29, 2017	Warranty Deed, Transfer · Conventional Mortgage HEARTLAND BANK AND TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2017 · Amount on Record
Deed Sale	Aug 29, 2017 · Amount on Record
Deed Document Number	201715774
Last Transfer Date	Oct 25, 2023
Transfer Doc	0000015182
Record Updated	Oct 29, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLEAN IL
Recording Date	Nov 3, 2023
Property Address	1227 E JEFFERSON ST, BLOOMINGTON, IL 61701-4269
Document Number	202300015182
Instrument Date	Oct 25, 2023
Instrument	2023-00015182
Transaction Type	Transfer
Record Updated	Nov 13, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1227 E JEFFERSON ST, BLOOMINGTON, IL 61701-4269

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1227 E JEFFERSON ST, BLOOMINGTON, IL 61701-4269
Transaction Type	Mortgage
Record Updated	Sep 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000015685
Date	Aug 13, 2020
Instrument	2020-00015685

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Aug 29, 2017
Property Address	1227 E JEFFERSON ST, BLOOMINGTON, IL 61701-4269
Document Number	201700015774
Instrument Date	Aug 17, 2017
Instrument	2017-00015774
Transaction Type	Transfer
Record Updated	Sep 25, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$266.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1227 E JEFFERSON ST, BLOOMINGTON, IL 61701-4269

Mortgage

Document Number	201700015775
Date	Aug 29, 2017
Instrument	2017-00015775

Lender

Name	HEARTLAND BANK AND TRUST CO
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$87,570 (+30.14%) Land $14,742 Building $72,828	$262,710 (+30.14%) Land $44,226 Building $218,484
2024	$5,516.00 (+17.26%)
2023	$4,704.00 (+6.26%)	$67,290 (+6.65%) Land $11,328 Building $55,962	$201,870 (+6.65%) Land $33,984 Building $167,886
2022	$4,427.00	$63,093 Land $10,622 Building $52,471	$189,279 Land $31,866 Building $157,413

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Pavlov Media, Watch TV.

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