12251 103rd Ave, Largo, FL 33778 Property Records

Pinellas County property record for 12251 103rd Ave, Largo, FL 33778

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,689 sqft · built 1982
Lot Size0.173 acres (7,562 sqft)
Owner2 Owner Names on Record
Last Sale$159,900 (May 2001)
Tax Bill$2,242 (2025)
Deeds & MortgagesFeb 2019 Mortgage
Flood ZoneZone X (minimal risk)
APNC62-000-750-8561-3

Property Details

APN / Parcel Number

Primary APNC62-000-750-8561-3
Alternative APNs
  • 16-30-15-80000-000-0130
  • 153016800000000130
  • R173535

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,689 sqft Heated Area
1st Floor Area1,689 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1994
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,562 sqft (0.173 acres)
Lot Dimensions108 ft deep x 70 ft wide
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFinished/Screened Porch
Porch Area141 sqft
Deck Area140 sqft
Patio Area140 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR173535
Old Parcel Number153016800000000130
Street Address12251 103RD AVE
CityLARGO
StateFL
Zip33778-3414
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEMINOLE OAKS SUB LOT 13
Legal Range15
Legal Township30
Legal Section16
Legal SubdivisionSEMINOLE OAKS SUB
Legal Lot Number13
JurisdictionPINELLAS FL
Township / Civil DivisionBOCA CIEGA
Census Block Group1
Census Block1025
Census Tract25119

Owner

Source: Pinellas County records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address12251 103RD AVE, LARGO, FL 33778-3414
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 8, 2001 · Amount on Record
Deed SaleMay 8, 2001 · Amount on Record
Prior SaleNov 24, 1999 · Amount on Record
Deed Document Number0113581291
Deed Book / Page11358 / 1291
Record UpdatedJun 8, 2026

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address12251 103RD AVE, SEMINOLE, FL 33778-3414
Transaction TypeMortgage
Record UpdatedAug 1, 2022
Title CompanyFIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0204142666
DateFeb 1, 2019
Book Page20414/2666
Instrument2019033718
Lender
NameDITECH FINANCIAL LLC
TypeMortgage Company
AddressFORT WASHINGTON, PA 19034
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2049

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalitySeminole City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,242.00 (+15.81%) Homeowner's exemption$172,412 (+5.99%)$403,622 (+11.74%) Land $168,000 Building $235,622
2023$1,936.00 (+3.31%) Homeowner's exemption$162,673 (+3%)$361,207 (+3.38%) Land $188,845 Building $172,362
2022$1,874.00 Homeowner's exemption$157,935$349,412 Land $207,161 Building $142,251

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 76 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies76 in force
Nearby Flood Claims7 (1981–2024)
Claims Outside the SFHA7 of 7
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Frontier.

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