12271 103rd Ave, Largo, FL 33778 Property Records

Pinellas County property record for 12271 103rd Ave, Largo, FL 33778

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,717 sqft · built 1983
Lot Size	0.352 acres (15,355 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Oct 2013)
Tax Bill	$2,747 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jan 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`C62-000-750-8559-7`

Property Details

APN / Parcel Number

Primary APN	`C62-000-750-8559-7`
Alternative APNs	`16-30-15-80000-000-0110` `153016800000000110` `R173533`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,717 sqft Heated Area
1st Floor Area	1,717 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2000
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,355 sqft (0.352 acres)
Lot Dimensions	116 ft deep x 70 ft wide
Garage Area	494 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	36 sqft
Deck Area	100 sqft
Patio Area	100 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R173533
Old Parcel Number	153016800000000110
Street Address	12271 103RD AVE
City	LARGO
State	FL
Zip	33778-3414
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEMINOLE OAKS SUB LOT 11
Legal Range	15
Legal Township	30
Legal Section	16
Legal Subdivision	SEMINOLE OAKS SUB
Legal Lot Number	11
Jurisdiction	PINELLAS FL
Township / Civil Division	BOCA CIEGA
Census Block Group	1
Census Block	1025
Census Tract	25119

Owner

Source: Pinellas County records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	12271 103RD AVE, LARGO, FL 33778-3414
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jan 7, 2019	Deed of Trust, Mortgage · Line of Credit BRANCH BANKING AND TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2013 · Amount on Record
Deed Sale	Oct 1, 2013 · Amount on Record
Prior Sale	Jun 1, 2000 · Amount on Record
Deed Document Number	2013320223
Deed Book / Page	18179 / 1823
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	12271 103RD AVE, LARGO, FL 33778-3414
Transaction Type	Mortgage
Record Updated	Mar 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12271 103RD AVE, LARGO, FL 33778-3414

Mortgage

Document Number	0213841204
Date	Feb 10, 2021
Book Page	21384/1204
Instrument	2021044695

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2041

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	12271 103RD AVE, SEMINOLE, FL 33778-3414
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0203880448
Date	Jan 7, 2019
Book Page	20388/0448
Instrument	2019005601

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Dec 13, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Seminole City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,747.00 (+13.94%) Homeowner's exemption	$204,097 (+5.99%)	$458,439 (+12.25%) Land $174,319 Building $284,120
2023	$2,411.00 (+3.12%) Homeowner's exemption	$192,568 (+3%)	$408,407 (+5.76%) Land $200,775 Building $207,632
2022	$2,338.00 Homeowner's exemption	$186,959	$386,175 Land $217,507 Building $168,668

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 76 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	76 in force
Nearby Flood Claims	7 (1981–2024)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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