12201 103rd Ave, Largo, FL 33778 Property Records

Pinellas County property record for 12201 103rd Ave, Largo, FL 33778

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,394 sqft · built 1983
Lot Size	0.215 acres (9,361 sqft)
Owner	2 Individual Names on Record
Last Sale	$127,500 (May 2015)
Tax Bill	$3,590 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Apr 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-750-8566-2`

Property Details

APN / Parcel Number

Primary APN	`C62-000-750-8566-2`
Alternative APNs	`16-30-15-80000-000-0180` `301516800000000180` `153016800000000180` `R173540`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,394 sqft Living Area
Gross Area	2,290 sqft
1st Floor Area	1,394 sqft
Flooring	Carpet
Interior Walls	Composition
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1994
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,361 sqft (0.215 acres)
Lot Dimensions	108 ft deep x 87 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Screened/Unfinished Porch
Porch Area	262 sqft
Deck Area	300 sqft
Patio Area	300 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R173540
Street Address	12201 103RD AVE
City	LARGO
State	FL
Zip	33778-3414
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEMINOLE OAKS SUB LOT 18
Legal Range	15E
Legal Township	30S
Legal Section	16
Legal Subdivision	SEMINOLE OAKS SUB
Legal Tract	80000
Legal Lot Number	18
Jurisdiction	PINELLAS FL
Township / Civil Division	BOCA CIEGA
Census Block Group	1
Census Block	1025
Census Tract	25119

Owner

Source: Pinellas County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12201 103RD AVE, SEMINOLE, FL 33778-3414
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2024	Deed of Trust, Mortgage · Line of Credit REPUBLIC BANK & TRUST CO
Apr 14, 2017	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Jan 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2015 · Amount on Record
Deed Sale	May 1, 2015 · Amount on Record
Deed Document Number	2015122209
Deed Book / Page	18765 / 990
Prior Transfer Date	Nov 1, 2013
Prior Transfer Doc	0182192379
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	12201 103RD AVE, SEMINOLE, FL 33778-3414
Transaction Type	Mortgage
Record Updated	Mar 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12201 103RD AVE, LARGO, FL 33778-3414

Mortgage

Document Number	0227262609
Date	Mar 7, 2024
Book Page	22726/2609
Instrument	2024058099

Lender

Name	REPUBLIC BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 28, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	12201 103RD AVE, SEMINOLE, FL 33778-3414
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0195911748
Date	Apr 14, 2017
Book Page	19591/1748
Instrument	2017116237

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	MONROE, LA 71203

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	12201 103RD AVE, SEMINOLE, FL 33778-3414
Document Number	0194940288
Book / Page	019494 / 000288
Instrument Date	Jan 12, 2017
Transaction Type	Mortgage
Record Updated	Feb 23, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12201 103RD AVE SEMINOLE FL 337783414, SEMINOLE, FL 33778-3414

Mortgage

Document Number	0194940288
Date	Jan 24, 2017
Book Page	019494/000288
Instrument	25021

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 23, 2032

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Seminole City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,590.00 (+10.5%) Homeowner's exemption	$256,931 (+5.99%)	$451,219 (+13.02%) Land $201,194 Building $250,025
2024	$3,249.00 (+1.47%)
2023	$3,202.00 (+3.83%) Homeowner's exemption	$242,417 (+3.77%)	$399,222 (+3.02%) Land $227,035 Building $172,187
2022	$3,084.00 Homeowner's exemption	$233,607	$387,529 Land $247,726 Building $139,803

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 76 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	76 in force
Nearby Flood Claims	7 (1981–2024)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000

May also be available: Frontier, T-Mobile, Verizon.

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