1225 James Ave, Waco, TX 76706 Property Records

McLennan County property record for 1225 James Ave, Waco, TX 76706

Property Summary

Property Type	Single Family Home
Details	8 bd · 8.5 ba · 3,344 sqft · built 2016
Lot Size	0.303 acres (13,200 sqft)
Owner	Company Name on File
Tax Bill	$10,557 (2025)
Deeds & Mortgages	Nov 2020 Loan Modification Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-001600-038600-0`

Property Details

APN / Parcel Number

Primary APN	`48-001600-038600-0`
Alternative APNs	`480016000318009` `375913`

Interior

Bedrooms	8 Beds
Full Baths	8.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,344 sqft Living Area
1st Floor Area	1,862 sqft
2nd Floor Area	1,482 sqft
Flooring	Wood

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Other
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	13,200 sqft (0.303 acres)
Lot Dimensions	165 ft deep x 80 ft wide
Porch	Open Porch
Porch Area	548 sqft
Patio Area	76 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1225 JAMES AVE
City	WACO
State	TX
Zip	76706-2129
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	BAGBY LOT 22 BLOCK 20 ACRES .303
Legal Subdivision	BAGBY
Legal Block	20
Legal Lot Number	22
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	3
Census Block	3007
Census Tract	402

Owner

1225 James Ave is owned by a company that acquired it in December 2015.

Source: McLennan County records, as of August 24, 2026

Owner of Record	Company Name on File
Mailing Address	5501 BALCONES DR, A, AUSTIN, TX 78731-5043
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2020	Loan Modification, Mortgage INDEPENDENT BK
Oct 23, 2017	Grant Deed, Mortgage INDEPENDENT BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2015
Deed Sale	Dec 8, 2015
Deed Document Number	201538179
Record Updated	Oct 29, 2026

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	1225 JAMES AVE, WACO, TX 76706-2129
Document Number	0000042519
Instrument Date	Nov 21, 2020
Transaction Type	Mortgage
Record Updated	Dec 11, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1225 JAMES AVE WACO TX 767062129, WACO, TX 76706-2129

Mortgage

Document Number	0000042519
Date	Nov 30, 2020
Instrument	42519

Lender

Name	INDEPENDENT BK
Type	Bank
Address	1011 W 40TH ST, AUSTIN, TX 78756-4007

Agreement

Amount	Amount on Record
Term	60 Months
Due	Nov 29, 2025

October 2017: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	MCLENNAN TX
Recording Date	Oct 23, 2017
Property Address	1225 JAMES AVE, WACO, TX 76706-2129
Instrument Date	Sep 12, 2017
Instrument	35048
Transaction Type	Mortgage
Record Updated	Aug 27, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Mortgage

Document Number	0000035048
Date	Oct 23, 2017
Instrument	35048

Lender

Name	INDEPENDENT BK
Type	Bank
Address	1011 W 40TH ST, AUSTIN, TX 78756-4007

Agreement

Amount	Amount on Record
Term	60 Months
Due	Oct 22, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 1225 James Ave was $10,557, down 0.3% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$436,000 (-7.15%) Land $221,496 Building $214,504	$436,000 (-7.15%) Land $221,496 Building $214,504
2025	$10,557.00 (-0.33%)	$469,574 Land $201,300 Building $268,274	$469,574 Land $201,300 Building $268,274
2024	$10,592.00
2023		$469,574 Land $201,300 Building $268,274	$469,574 Land $201,300 Building $268,274
2022	$10,527.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1225 James Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1225 James Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: Pavlov Media, T-Mobile.

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