1217 James Ave, Waco, TX 76706 Property Records

McLennan County property record for 1217 James Ave, Waco, TX 76706

Property Summary

Property TypeDuplex
Details2 bd · 2 ba · 1,848 sqft · built 1996
Lot Size0.189 acres (8,250 sqft)
OwnerCompany Name on Record
Tax Bill$4,155 (2025)
Deeds & MortgagesOct 2017 Mortgage
Apr 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APN48-001600-032200-5

Property Details

APN / Parcel Number

Primary APN48-001600-032200-5
Alternative APNs
  • 4800160003220050111
  • 162161

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,848 sqft Living Area
1st Floor Area1,848 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1999
Architectural StyleDuplex Single
Exterior MaterialWood
Construction TypeWood
Roof TypeReinforced Concrete
Roof MaterialComposition Shingle
Lot Area8,250 sqft (0.189 acres)
Lot Dimensions165 ft deep x 50 ft wide
Garage TypeCarport
Garage Area340 sqft
CarportCarport
Carport Area340 sqft
DrivewayConcrete Driveway
Driveway Area1,500 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area224 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1217 JAMES AVE
CityWACO
StateTX
Zip76706-2129
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR2
Legal DescriptionBAGBY LOT 14 BLOCK 20 ACRES 0.1894
Legal SubdivisionBAGBY
Legal Block20
Legal Lot Number14
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group3
Census Block3007
Census Tract402

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address332 WATERVIEW DR, COPPELL, TX 75019-6622
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Oct 10, 2017Deed of Trust, Mortgage · Commercial Mortgage
CENTRAL NATIONAL BANK
Apr 22, 2020Loan Modification, Mortgage
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 18, 2024
Deed SaleOct 18, 2024
Prior SaleMay 5, 2016 · Amount on Record
Deed Document Number202439544
Prior Transfer DateApr 27, 2016
Prior Transfer Doc0000014118
Record UpdatedOct 29, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address1217 JAMES AVE, WACO, TX 76706-2129
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000033694
DateOct 10, 2017
Instrument2017033694
Lender
NameCENTRAL NATIONAL BANK
TypeSubprime Lender
AddressWACO, TX 76710
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

April 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMCLENNAN TX
Property Address1217 JAMES AVE, WACO, TX 76706-2129
Document Number0000016136
Instrument DateApr 22, 2020
Transaction TypeMortgage
Record UpdatedJul 1, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1217 JAMES AVE WACO TX 767062129, WACO, TX 76706-2129

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictWaco Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$286,440 (+55%) Land $138,435 Building $148,005$286,440 (+55%) Land $138,435 Building $148,005
2025$4,155.00 (-32.61%)$184,800 (-31.24%) Land $125,810 Building $58,990$184,800 (-31.24%) Land $125,810 Building $58,990
2024$6,166.00 (+2.34%)
2023$268,760 Land $125,810 Building $142,950$268,760 Land $125,810 Building $142,950
2022$6,025.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Central Link Broadband
Fixed Wireless
100 / 20

May also be available: Pavlov Media, T-Mobile.

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