12241 Monarco Ln, Spring Hill, FL 34609 Property Records

Hernando County property record for 12241 Monarco Ln, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,368 sqft · built 2005
Lot Size	0.343 acres (14,933 sqft)
Owner	2 Individual Names on File
Last Sale	$262,500 (Nov 2021)
Tax Bill	$2,042 (2025)
Deeds & Mortgages	Dec 2022 Transfer Nov 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5100-0608-0020`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5100-0608-0020`
Alternative APNs	`00286835` `286835`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,368 sqft Living Area
Gross Area	1,954 sqft
1st Floor Area	1,368 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,933 sqft (0.343 acres)
Lot Dimensions	115 ft deep x 142 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	166 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00286835
Street Address	12241 MONARCO LN
City	SPRING HILL
State	FL
Zip	34609-3953
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 10 BLK 608 LOT 2 ORB 312 PG 107
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 10
Legal Block	608
Legal Lot Number	2
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1011
Census Tract	40907

Owner

12241 Monarco Ln is owned by two individuals who bought it in November 2021.

Source: Hernando County records, as of March 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	177 CLIFF RD W, WADING RIVER, NY 11792-1239
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Nov 5, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 4, 2020	Warranty Deed, Transfer · Conventional Mortgage SUNCOAST CU
May 16, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2021 · Amount on File
Deed Sale	Nov 5, 2021 · Amount on File
Prior Sale	Nov 4, 2020 · Amount on File
Deed Document Number	202183845
Deed Book / Page	4081 / 1173
Prior Transfer Date	Mar 28, 2018
Prior Transfer Doc	0035831636
Record Updated	Jun 8, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HERNANDO FL
Recording Date	Dec 30, 2022
Property Address	12241 MONARCO LN, SPRING HILL, FL 34609-3953
Document Number	0042540152
Book / Page	4254 / 152
Map Reference	MB 8 PG 54-66
Instrument Date	Dec 14, 2022
Instrument	2022091027
Transaction Type	Transfer
Record Updated	Feb 1, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	177 CLIFF RD W, WADING RIVER, NY 11792-1239

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 CLIFF RD W, WADING RIVER, NY 11792-1239

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Nov 5, 2021
Property Address	12241 MONARCO LN, SPRING HILL, FL 34609-3953
Document Number	0040811173
Book / Page	4081 / 1173
Map Reference	MB 8 PG 54-66
Instrument Date	Nov 5, 2021
Instrument	2021083845
Transaction Type	Transfer
Record Updated	Nov 30, 2021
Title Company	GENISY TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,837.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6071 SCHALEKAMP DR, 6071, SPRING HILL, FL 34609-8909

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 CLIFF RD W, WADING RIVER, NY 11792-1239

Mortgage

Document Number	40811175
Date	Nov 5, 2021
Instrument	4081/1175

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Nov 4, 2020
Property Address	12241 MONARCO LN, SPRING HILL, FL 34609-3953
Document Number	0039080555
Book / Page	3908 / 555
Map Reference	MB 8 PG 54-66
Instrument Date	Nov 2, 2020
Instrument	2020069235
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,211.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	460 VICTORY HWY, 460, WEST GREENWICH, RI 02817-2159

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12241 MONARCO LN, SPRING HILL, FL 34609-3953

Mortgage

Document Number	3908557
Date	Nov 4, 2020
Instrument	3908/557

Lender

Name	SUNCOAST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HERNANDO FL
Recording Date	May 16, 2018
Property Address	12241 MONARCO LN, SPRING HILL, FL 34609-3953
Document Number	0035831636
Book / Page	003583 / 001636
Instrument Date	Mar 28, 2018
Instrument	29870
Transaction Type	Transfer
Record Updated	Jun 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	460 VICTORY HWY WEST GREENWICH RI 028172159, WEST GREENWICH, RI 02817-2159

Tax Assessment & Valuation

The 2025 property tax bill for 12241 Monarco Ln was $2,042.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,042.00	$139,062	$206,939 Land $36,742 Building $170,197
2023		$131,207 Land $131,207
2022	$1,315.00		$206,966 Land $32,629 Building $174,337

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12241 Monarco Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	3 (2012–2018)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12241 Monarco Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Monarco Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures