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12225 Monarco Ln, Spring Hill, FL 34609 Property Records

Hernando County property record for 12225 Monarco Ln, Spring Hill, FL 34609

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,490 sqft · built 1987
Lot Size0.336 acres (14,649 sqft)
Owner2 Individual Names on Record
Last Sale$149,800 (Oct 2002)
Tax Bill$2,114 (2025)
Deeds & MortgagesJan 2019 Mortgage
Flood ZoneZone X (minimal risk)
APNR32-323-17-5100-0608-0030

Property Details

APN / Parcel Number

Primary APNR32-323-17-5100-0608-0030
Alternative APNs
  • 00286844
  • 286844

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area2,490 sqft Living Area
Gross Area3,454 sqft
1st Floor Area1,622 sqft
Upper Floors Area868 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 2002
Exterior MaterialCombination
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area14,649 sqft (0.336 acres)
Lot Dimensions147 ft deep x 100 ft wide
Garage TypeAttached
Garage Area532 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area420 sqft
PorchEnclosed Porch
Porch Area712 sqft
Deck Area144 sqft
Patio Area48 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number00286844
Street Address12225 MONARCO LN
CitySPRING HILL
StateFL
Zip34609-3953
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPRING HILL UNIT 10 BLK 608 LOT 3 ORB 310 PG 638 ORB 1054 PG 42
Legal Range17E
Legal Township23S
Legal Section32
Legal SubdivisionSPRING HILL UNIT 10
Legal Block608
Legal Lot Number3
JurisdictionHERNANDO FL
Township / Civil DivisionSPRING HILL
Census Block Group1
Census Block1011
Census Tract40907

Owner

Source: Hernando County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12225 MONARCO LN, SPRING HILL, FL 34609-3953
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 2, 2002 · Amount on Record
Deed SaleOct 2, 2002 · Amount on Record
Prior SaleNov 2, 2000 · Amount on Record
Deed Book / Page1577 / 1751
Last Transfer DateDec 26, 2018
Transfer Doc0036570990
Record UpdatedJun 8, 2026

January 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHERNANDO FL
Recording DateJan 2, 2019
Property Address12225 MONARCO LN, SPRING HILL, FL 34609-3953
Document Number0036570990
Book / Page3657 / 0990
Map ReferenceMB 8 PG 54-66
Instrument DateDec 26, 2018
Instrument2019000025
Transaction TypeTransfer
Record UpdatedDec 7, 2021
Title CompanyESL TITLE & SETTLEMENT SVCS

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address12225 MONARCO LN, SPRING HILL, FL 34609-3953

Mortgage

Document Number2019000026
DateJan 2, 2019
Instrument2019000026
Lender
NameE MORTGAGE MANAGEMENT LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2049

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,114.00 (+51.98%) Homeowner's exemption$139,067 (+5.99%)$355,482 (-1.02%) Land $37,941 Building $317,541
2023$131,212 Land $131,212
2022$1,391.00$359,139 Land $33,693 Building $325,446

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims3 (2012–2018)
Claims Outside the SFHA3 of 3
Most Recent ClaimJul 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHERNANDO CO UTL-WEST
serves 145,204 people · EPA ID FL6277059
Water SourceGroundwater
Last State InspectionMay 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Open Infra
Fiber		8,000 / 8,000
WOW Internet, Cable & Phone
Fiber		5,000 / 5,000
Tillman Fiber
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 35
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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