Hernando County property record for 12214 Monarco Ln, Spring Hill, FL 34609
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,006 sqft · built 1993 |
| Lot Size | 0.307 acres (13,366 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $163,000 (Oct 2002) |
| Tax Bill | $1,891 (2025) |
| Deeds & Mortgages | Aug 2017 Line of Credit Oct 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5100-0609-0230 |
| Primary APN | R32-323-17-5100-0609-0230 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,006 sqft Living Area |
| Gross Area | 2,726 sqft |
| 1st Floor Area | 2,006 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Combination |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,366 sqft (0.307 acres) |
| Lot Dimensions | 133 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 345 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 1,290 sqft |
| Patio Area | 33 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00287175 |
|---|---|
| Street Address | 12214 MONARCO LN |
| City | SPRING HILL |
| State | FL |
| Zip | 34609-3952 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 10 BLK 609 LOT 23 ORB 353 PG 020 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 32 |
| Legal Subdivision | SPRING HILL UNIT 10 |
| Legal Block | 609 |
| Legal Lot Number | 23 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 40907 |
12214 Monarco Ln is owner-occupied and held in a trust since October 2018.
Source: Hernando County records, as of December 8, 2025
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 12214 MONARCO LN, SPRING HILL, FL 34609-3952 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 18, 2017 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Oct 23, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 31, 2002 · Amount on File |
| Deed Sale | Oct 31, 2002 · Amount on File |
| Prior Sale | Jun 1, 2000 · Amount on File |
| Deed Book / Page | 1588 / 1266 |
| Last Transfer Date | Oct 12, 2018 |
| Transfer Doc | 0036351068 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 12214 MONARCO LN, SPRING HILL, FL 34609-3952 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0034990226 |
|---|---|
| Date | Aug 18, 2017 |
| Book Page | 3499/0226 |
| Instrument | 2017047558 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35211 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 4, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Oct 23, 2018 |
| Property Address | 12214 MONARCO LN, SPRING HILL, FL 34609-3952 |
| Document Number | 0036351068 |
| Book / Page | 003635 / 001068 |
| Instrument Date | Oct 12, 2018 |
| Instrument | 64385 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 12214 MONARCO LN SPRING HILL FL 346093952, SPRING HILL, FL 34609-3952 |
The 2025 property tax bill for 12214 Monarco Ln was $1,891 with a homeowner's exemption.
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,891.00 Homeowner's exemption | $123,488 | $297,573 Land $32,887 Building $264,686 |
| 2023 | $116,513 Land $116,513 | ||
| 2022 | $1,168.00 | $300,844 Land $29,205 Building $271,639 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12214 Monarco Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 3 (2012–2018) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12214 Monarco Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Tillman Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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