1224 Wheaton Dr, Saint Charles, MO 63301 Property Records

St. Charles County property record for 1224 Wheaton Dr, Saint Charles, MO 63301

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,864 sqft · built 1972
Lot Size0.224 acres (9,750 sqft)
OwnerCompany Name on Record
Last Sale$220,000 (Sep 2023)
Tax Bill$3,231 (2025)
Deeds & MortgagesApr 2024 Mortgage
Sep 2023 Sale
Flood ZoneZone X (minimal risk)
APN099130A000

Property Details

APN / Parcel Number

Primary APN099130A000
Alternative APN
  • 6-001D-4533-00-0050.0000000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,864 sqft Living Area
Gross Area3,118 sqft
1st Floor Area1,382 sqft
Basement Area1,204 sqft
Finished Basement482 sqft
Unfinished Basement722 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleRanch
Exterior MaterialWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,750 sqft (0.224 acres)
Lot Dimensions130 ft deep x 75 ft wide
TerrainRolling
Garage TypeAttached
Garage Area532 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area130 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number099130A000
Street Address1224 WHEATON DR
CitySAINT CHARLES
StateMO
Zip63301-0863
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAF0
Legal DescriptionWHEATON EST LOT 50
Legal SubdivisionWHEATON EST
Legal Lot Number50
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group1
Census Block1001
Census Tract310301

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1216 PALOMA DR, SAINT LOUIS, MO 63131-1015
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Apr 23, 2024Deed of Trust, Mortgage · Commercial Mortgage
RCN CAPITAL LLC
Sep 11, 2023Warranty Deed, Transfer
TITLE PARTNERS AGENCY LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 11, 2023 · Amount on Record
Deed SaleSep 11, 2023 · Amount on Record
Prior SaleJun 16, 2020 · Amount on Record
Deed Document Number202337219
Record UpdatedOct 29, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address1224 WHEATON DR, SAINT CHARLES, MO 63301-0863
Transaction TypeMortgage
Record UpdatedMay 7, 2024
Title CompanyTITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1216 PALOMA DR, SAINT LOUIS, MO 63131-1015

Mortgage

Document Number0000015278
DateApr 23, 2024
Instrument2024R-015278
Lender
NameRCN CAPITAL LLC
TypeMortgage Company
AddressSOUTH WINDSOR, CT 06074
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2054

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateSep 11, 2023
Property Address1224 WHEATON DR, SAINT CHARLES, MO 63301-0863
Document Number0000037219
Map ReferenceMB 13 PG 40
Instrument DateAug 28, 2023
Instrument2023R-037219
Transaction TypeTransfer
Record UpdatedJan 17, 2024
Title CompanyTITLE PARTNERS AGENCY LLC

Transaction

Tax$0.00
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address327 HIGHWAY AB, SAINT CLAIR, MO 63077-3007

Transferred To (Grantee/Buyer)

NameVerified Name
Address1216 PALOMA DR, SAINT LOUIS, MO 63131-1015

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$51,531 (-)$271,214 (-) Land $45,000 Building $226,214
2025$3,231.00 (+3.23%)$51,531 (+5.73%)$271,214 (+5.73%) Land $45,000 Building $226,214
2024$3,130.00
2023$48,740
2022$256,526 Land $45,000 Building $211,526

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims6 (1979–1983)
Most Recent ClaimMay 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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