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1302 Wheaton Dr, Saint Charles, MO 63301 Property Records

St. Charles County property record for 1302 Wheaton Dr, Saint Charles, MO 63301 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,144 sqft · built 1972
Lot Size0.224 acres (9,750 sqft)
Owner2 Individual Names on File
Last Sale$197,500 (Sep 2021)
Tax Bill$2,936 (2025)
Deeds & MortgagesSep 2021 Mortgage
Dec 2014 Loan Modification
Flood ZoneZone X (minimal risk)
APN099150A000

Property Details

APN / Parcel Number

Primary APN099150A000
Alternative APN
  • 6-001D-4533-00-0052.0000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,144 sqft Living Area
Gross Area2,782 sqft
1st Floor Area1,144 sqft
Basement Area1,144 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleRanch
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,750 sqft (0.224 acres)
Lot Dimensions130 ft deep x 75 ft wide
TerrainRolling
Garage TypeAttached
Garage Area494 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area320 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number099150A000
Street Address1302 WHEATON DR
CitySAINT CHARLES
StateMO
Zip63301-0882
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWHEATON EST LOT 52
Legal SubdivisionWHEATON EST
Legal Lot Number52
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group1
Census Block1001
Census Tract310301

Owner

Source: St. Charles County records · APN 099150A000

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1302 WHEATON DR, SAINT CHARLES, MO 63301-0882
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Dec 05, 2014Loan Modification, Mortgage · FHA Mortgage
PENNYMAC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 24, 2021 · Amount on Record
Deed SaleSep 24, 2021 · Amount on Record
Prior SaleDec 30, 2013 · Amount on Record
Deed Document Number202180320
Prior Transfer DateSep 03, 2021
Prior Transfer Doc2021R080320
Record UpdatedJun 08, 2026

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST CHARLES MO
Recording DateSep 24, 2021
Property Address1302 WHEATON DR, SAINT CHARLES, MO 63301-0882
Document Number2021R080320
Map ReferenceMB 13 PG 40
Instrument DateSep 03, 2021
Instrument2021R-080320
Transaction TypeTransfer
Record UpdatedOct 06, 2021
Title CompanyOLD REPUBLIC TITLE

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1302 WHEATON DR, SAINT CHARLES, MO 63301-0882

Mortgage

Document Number2021R080321
DateSep 24, 2021
Instrument2021R-080321
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

December 2014: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST CHARLES MO
Property Address1302 WHEATON DR, SAINT CHARLES, MO 63301-0882
Document Number0000091180
Instrument DateDec 05, 2014
Transaction TypeMortgage
Record UpdatedFeb 24, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1302 WHEATON DR ST CHARLES MO 633010882, ST CHARLES, MO 63301-0882

Mortgage

Document Number0000091180
DateNov 23, 2020
Instrument91180
Lender
NamePENNYMAC
AddressMOORPARK, CA 93021
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 22, 2050
Interest
Rate3.12%

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,936.00 (+2.87%)$46,790 (+5.39%)$246,261 (+5.39%) Land $45,000 Building $201,261
2024$2,854.00
2023$44,395
2022$233,656 Land $45,000 Building $188,656

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833103011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims6 (1979–1983)
Most Recent ClaimMay 1983, tidal / storm surge

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 387 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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