1222 Wheaton Dr, Saint Charles, MO 63301 Property Records

St. Charles County property record for 1222 Wheaton Dr, Saint Charles, MO 63301

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,066 sqft · built 1973
Lot Size0.223 acres (9,750 sqft)
Owner2 Individual Names on Record
Last Sale$130,000 (Apr 2017)
Tax Bill$2,915 (2025)
Deeds & MortgagesAug 2021 Mortgage
Apr 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN099120A000

Property Details

APN / Parcel Number

Primary APN099120A000
Alternative APN
  • 6-001D-4533-00-0049.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,066 sqft Living Area
1st Floor Area1,066 sqft
Basement Area1,066 sqft
Finished Basement425 sqft

Exterior

Year BuiltBuilt 1973
Architectural StyleRanch
Exterior MaterialWood
Lot Area9,750 sqft
Lot Dimensions130 ft deep x 75 ft wide
TerrainRolling
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account Number099120A000
Old Parcel Number099120A000
Street Address1222 WHEATON DR
CitySAINT CHARLES
StateMO
Zip63301-0863
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAF0
Legal DescriptionWHEATON EST LOT 49
Legal Range05E
Legal Township47N
Legal SubdivisionWHEATON EST
Legal Lot Number49
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group1
Census Block1001
Census Tract310301

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1222 WHEATON DR, SAINT CHARLES, MO 63301-0863
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 5, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST STATE BANK
Apr 18, 2017Warranty Deed, Transfer
FIRST ST BK/ST CHARLES

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 18, 2017 · Amount on Record
Deed SaleApr 18, 2017 · Amount on Record
Prior SaleMar 10, 2003
Deed Document Number0067291560
Deed Book / Page6729 / 1560
Record UpdatedJun 8, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address1222 WHEATON DR, SAINT CHARLES, MO 63301-0863
Transaction TypeMortgage
Record UpdatedAug 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1222 WHEATON DR, SAINT CHARLES, MO 63301-0863

Mortgage

Document Number2021R065812
DateAug 5, 2021
Instrument2021R-065812
Lender
NameFIRST STATE BANK
TypeBank
AddressSAINT CHARLES, MO 63301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateApr 18, 2017
Property Address1222 WHEATON DR, SAINT CHARLES, MO 63301-0863
Document Number0067291560
Book / Page006729 / 001560
Instrument DateApr 14, 2017
Instrument233620
Transaction TypeTransfer
Record UpdatedMay 26, 2017

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1222 WHEATON DR ST CHARLES MO 633010863, ST CHARLES, MO 63301-0863

Mortgage

Document Number67291562
DateApr 18, 2017
Book Page006729/001562
Instrument233630
Lender
NameFIRST ST BK/ST CHARLES
TypeBank
AddressSAINT CHARLES, MO 63301
Agreement
AmountAmount Recorded
Term360 Months
DueApr 17, 2047

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,915.00$46,440 (+10.81%)$244,419 (+10.81%)
2023$41,910
2022$220,581 Land $45,000 Building $175,581

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims6 (1979–1983)
Most Recent ClaimMay 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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