1224 Sargent Ave, Saint Paul, MN 55105 Property Records

Ramsey County property record for 1224 Sargent Ave, Saint Paul, MN 55105

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 954 sqft · built 1953
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on File
Last Sale	$382,000 (Jul 2026)
Tax Bill	$5,300 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jul 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03-28-23-43-0164`

Property Details

APN / Parcel Number

Primary APN	`03-28-23-43-0164`
Alternative APNs	`8222087` `253972`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	954 sqft Living Area
1st Floor Area	800 sqft
Basement Area	280 sqft
Finished Basement	280 sqft
Game Room	Game Room

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1965
Architectural Style	Bungalow
Exterior Material	Stucco
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	100 ft deep x 70 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	253972
Street Address	1224 SARGENT AVE
City	SAINT PAUL
State	MN
Zip	55105-2719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STINSONS BOULEVARD E 3O FT OF LOT 2 AND ALL OF LOT 1 BLK 13
Legal Range	23
Legal Township	28
Legal Section	03
Legal Subdivision	STINSONS BOULEVARD
Legal Block	13
Legal Lot Number	2,1
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	4
Census Block	4013
Census Tract	35300

Owner

1224 Sargent Ave is owned and occupied by two individuals who bought it in July 2026.

Source: Ramsey County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1224 SARGENT AVE, SAINT PAUL, MN 55105-2719
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2026	Re-recorded Document, Transfer · FHA Mortgage HOME MORTGAGE INC
Jul 21, 2026	Warranty Deed, Transfer · FHA Mortgage HOME MORTGAGE INC
Jul 14, 2021	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Jul 15, 2021	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Jan 7, 2020	Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2026 · Amount on File
Deed Sale	Jul 23, 2026 · Amount on File
Prior Sale	Jul 21, 2026 · Amount on File
Deed Document Number	20265114384
Prior Transfer Date	Sep 1, 2003
Prior Transfer Doc	0000331796
Record Updated	Oct 29, 2026

July 2026: Re-recorded Document, Transfer

Document Type	Re-recorded Document
Jurisdiction	RAMSEY MN
Recording Date	Jul 23, 2026
Property Address	1224 SARGENT AVE, SAINT PAUL, MN 55105-2719
Document Number	0005114384
Instrument Date	Jul 13, 2026
Instrument	20265114384
Transaction Type	Transfer
Record Updated	Aug 4, 2026
Title Company	ALEX TITLE, FLEX TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$131,178.80
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1224 SARGENT AVE, SAINT PAUL, MN 55105-2719

Mortgage

Document Number	0005114385,
Date	Jul 23, 2026
Instrument	20265114385

Lender

Name	HOME MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.47%
Max Rate	-1%

Mortgage

Document Number	0005114386,
Date	Jul 23, 2026
Instrument	20265114386

Lender

Name	HOME MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 1, 2036

Interest

Rate	6.47%
Max Rate	-1%

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jul 21, 2026
Property Address	1224 SARGENT AVE, SAINT PAUL, MN 55105-2719
Document Number	0002820109
Instrument Date	Jul 13, 2026
Instrument	20262820109
Transaction Type	Transfer
Record Updated	Aug 3, 2026
Title Company	LEX TITLE COMPANY, FLEX TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$131,178.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1224 SARGENT AVE, SAINT PAUL, MN 55105-2719

Mortgage

Document Number	0002820109,
Date	Jul 21, 2026
Instrument	20262820109

Lender

Name	HOME MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.48%
Max Rate	-1%

Mortgage

Date	Jul 21, 2026

Lender

Name	HOME MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	10 Months
Due	Aug 1, 2036

Interest

Rate	6.48%
Max Rate	-1%

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jul 14, 2021
Property Address	1224 SARGENT AVE, SAINT PAUL, MN 55105-2719
Document Number	0T02705966
Instrument Date	Jun 30, 2021
Instrument	T02705966
Transaction Type	Transfer
Record Updated	Jul 21, 2021
Title Company	TITLE SPECIALIST, TITLE SPECIALISTS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,151.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1224 SARGENT AVE, SAINT PAUL, MN 55105-2719

Mortgage

Document Number	0T02705967
Date	Jul 14, 2021
Instrument	T02705967

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jul 15, 2021
Property Address	1224 SARGENT AVE, SAINT PAUL, MN 55105-2719
Document Number	0A04896139
Instrument Date	Jun 30, 2021
Instrument	A04896139
Transaction Type	Transfer
Record Updated	Jul 21, 2021
Title Company	TRADEMARK TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,151.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1224 SARGENT AVE, SAINT PAUL, MN 55105-2719

Mortgage

Document Number	0A04896140
Date	Jul 15, 2021
Instrument	A04896140

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jan 7, 2020
Property Address	1224 SARGENT AVE, SAINT PAUL, MN 55105-2719
Document Number	0004791263
Instrument Date	Aug 22, 2019
Instrument	4791263
Transaction Type	Transfer
Record Updated	Jan 27, 2020
Title Company	AUTHORITY TITLE INC

Transaction

Amount	Amount on Record
Tax	$884.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1224 SARGENT AVE ST PAUL MN 551052719, ST PAUL, MN 55105-2719

Mortgage

Document Number	4791264
Date	Jan 7, 2020
Instrument	4791264

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 6, 2050

Mortgage

Document Number	2655679,
Date	Jan 7, 2020
Instrument	2655679

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 6, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1224 Sargent Ave was $5,300, up 3.8% from the year before.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$362,300 (+5.2%) Land $136,700 Building $225,600	$362,300 (+5.2%) Land $136,700 Building $225,600
2025	$5,300.00 (+3.8%) Homeowner's exemption	$344,400 Land $136,700 Building $207,700	$344,400 Land $136,700 Building $207,700
2024	$5,106.00 (-2.93%)
2023	$5,260.00 Homeowner's exemption	$334,400 Land $136,700 Building $197,700	$334,400 Land $136,700 Building $197,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1224 Sargent Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1224 Sargent Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 896 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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