1242 Sargent Ave, Saint Paul, MN 55105 Property Records

Ramsey County property record for 1242 Sargent Ave, Saint Paul, MN 55105

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,083 sqft · built 1952
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$307,500 (Nov 2022)
Tax Bill	$5,064 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-28-23-43-0167`

Property Details

APN / Parcel Number

Primary APN	`03-28-23-43-0167`
Alternative APNs	`8209739` `240477`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,083 sqft Living Area
1st Floor Area	776 sqft
Basement Area	300 sqft
Finished Basement	300 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1965
Architectural Style	Bungalow
Exterior Material	Combination
Construction Type	Wood
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	240477
Street Address	1242 SARGENT AVE
City	SAINT PAUL
State	MN
Zip	55105-2719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STINSONS BOULEVARD E 1O FT OF LOT 7 AND ALL OF LOT 6 BLK 13
Legal Range	23
Legal Township	28
Legal Section	03
Legal Subdivision	STINSONS BOULEVARD
Legal Block	13
Legal Lot Number	7,6
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	4
Census Block	4013
Census Tract	35300

Owner

1242 Sargent Ave is owned and occupied by an individual who bought it in November 2022.

Source: Ramsey County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	1242 SARGENT AVE, SAINT PAUL, MN 55105-2719
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 3, 2022	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2022 · Amount on File
Deed Sale	Nov 3, 2022 · Amount on File
Prior Sale	Oct 28, 2022 · Amount on File
Deed Document Number	20224969762
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Recording Date	Jun 3, 2026
Property Address	1242 SARGENT AVE, SAINT PAUL, MN 55105-2719
Document Number	0A05108191
Instrument Date	May 29, 2026
Instrument	20265108191
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1242 SARGENT AVE, SAINT PAUL, MN 55105-2719

Mortgage

Document Number	0005108191,
Date	Jun 3, 2026
Instrument	20265108191

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Nov 3, 2022
Property Address	1242 SARGENT AVE, SAINT PAUL, MN 55105-2719
Document Number	0A04969762
Instrument Date	Oct 28, 2022
Instrument	A04969762
Transaction Type	Transfer
Record Updated	Nov 9, 2022
Title Company	MINNESOTA TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,014.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1242 SARGENT AVE, SAINT PAUL, MN 55105-2719

Mortgage

Document Number	0A04969763
Date	Nov 3, 2022
Instrument	A04969763

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1242 Sargent Ave was $5,064 with a homeowner's exemption.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$333,000 (+4.98%) Land $115,300 Building $217,700	$333,000 (+4.98%) Land $115,300 Building $217,700
2025	$5,064.00 Homeowner's exemption	$317,200 Land $115,300 Building $201,900	$317,200 Land $115,300 Building $201,900
2023	$4,888.00 Homeowner's exemption	$317,800 Land $115,300 Building $202,500	$317,800 Land $115,300 Building $202,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1242 Sargent Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1242 Sargent Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 896 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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