1238 Sargent Ave, Saint Paul, MN 55105 Property Records

Ramsey County property record for 1238 Sargent Ave, Saint Paul, MN 55105

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,531 sqft · built 1921
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$278,000 (Jul 2006)
Tax Bill	$5,450 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Sep 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03-28-23-43-0166`

Property Details

APN / Parcel Number

Primary APN	`03-28-23-43-0166`
Alternative APNs	`8492269` `548958`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,531 sqft Living Area
1st Floor Area	988 sqft
Family Room	Family Room

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1953
Architectural Style	Bungalow
Exterior Material	Stucco
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	548958
Street Address	1238 SARGENT AVE
City	SAINT PAUL
State	MN
Zip	55105-2719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STINSONS BOULEVARD W 1/2 OF LOT 4 AND ALL OF LOT 5 BLK 13
Legal Range	23
Legal Township	28
Legal Section	03
Legal Subdivision	STINSONS BOULEVARD
Legal Block	13
Legal Lot Number	4,5
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	4
Census Block	4013
Census Tract	35300

Owner

Source: Ramsey County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1238 SARGENT AVE, SAINT PAUL, MN 55105-2719
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage AFFINITY PLUS FEDERAL CREDIT UNION
Sep 23, 2020	Deed of Trust, Mortgage · Line of Credit AFFINITY PLUS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2006 · Amount on Record
Deed Sale	Jul 25, 2006 · Amount on Record
Prior Sale	Jun 28, 2001 · Amount on Record
Deed Document Number	2006351228
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Recording Date	Aug 7, 2026
Property Address	1238 SARGENT AVE, SAINT PAUL, MN 55105-2719
Document Number	0005116286
Instrument Date	Jul 24, 2026
Instrument	20265116286
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1238 SARGENT AVE, SAINT PAUL, MN 55105-2719

Mortgage

Document Number	0005116286,
Date	Aug 7, 2026
Instrument	20265116286

Lender

Name	AFFINITY PLUS FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 20, 2041

Interest

Rate Type	Fixed Rate
Rate	5.84%
Initial Type	Fixed Rate
Max Rate	-1%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1238 SARGENT AVE, SAINT PAUL, MN 55105-2719
Document Number	0004836499
Instrument Date	Sep 23, 2020
Transaction Type	Mortgage
Record Updated	Oct 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1238 SARGENT AVE ST PAUL MN 551052719, ST PAUL, MN 55105-2719

Mortgage

Document Number	0004836499
Date	Oct 6, 2020
Instrument	4836499

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 5, 2030

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$345,400 (+10.28%) Land $127,100 Building $218,300	$345,400 (+10.28%) Land $127,100 Building $218,300
2025	$5,450.00 (+6.74%)
2023	$5,106.00 Homeowner's exemption	$313,200 Land $127,100 Building $186,100	$313,200 Land $127,100 Building $186,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 896 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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