1224 Palermo Ct, Salinas, CA 93905 Property Records

Monterey County property record for 1224 Palermo Ct, Salinas, CA 93905

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,418 sqft · built 2020
Lot Size0.098 acres (4,250 sqft)
OwnerIndividual Name on File
Last Sale$614,000 (Jun 2020)
Tax Bill$11,713 (2025)
Deeds & MortgagesDec 2021 Mortgage
Jun 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN153-714-028-000

Property Details

APN / Parcel Number

Primary APN153-714-028-000

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,418 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Lot Area4,250 sqft (0.098 acres)
Garage Area424 sqft

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address1224 PALERMO CT
CitySALINAS
StateCA
Zip93905-5207
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMONTE BELLA PHASE 5 VOLUME 24 C&T PG 60 TRACT NO 1538 LOT 28 4250 SF
Legal SubdivisionMONTE BELLA PHASE 5
Legal Tract1538
Legal Lot Number28
JurisdictionMONTEREY CA
Township / Civil DivisionSALINAS
Census Block Group3
Census Block3009
Census Tract10606

Owner

1224 Palermo Ct is owned by an individual who bought it in June 2020.

Source: Monterey County records, as of July 15, 2026

Owner of RecordIndividual Name on File
Mailing Address1085 JOHN ST, SALINAS, CA 93905-3201
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2021Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Jun 1, 2020Grant Deed, Transfer · FHA Mortgage
STEARNS LENDING LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 1, 2020 · Amount on File
Deed SaleJun 1, 2020 · Amount on File
Deed Document Number202025898
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address1224 PALERMO CT, SALINAS, CA 93905-5207
Transaction TypeMortgage
Record UpdatedJan 10, 2022
Title CompanyTITLE CONNECT HOME RETENTION

Transferred To (Grantee/Buyer)

NameVerified Name
Address1224 PALERMO CT, SALINAS, CA 93905-5207

Mortgage

Document Number0000086052
DateDec 29, 2021
Instrument2021086052
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressDENVER, CO 80249
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2051

June 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONTEREY CA
Recording DateJun 1, 2020
Property Address1224 PALERMO CT, SALINAS, CA 93905-5207
Document Number0000025898
Map ReferenceVOL 24 PG 60
Instrument DateMay 7, 2020
Instrument2020025898
Transaction TypeTransfer
Record UpdatedAug 19, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1085 JOHN ST, SALINAS, CA 93905-3201

Mortgage

Document Number0000025899
DateJun 1, 2020
Instrument2020025899
Lender
NameSTEARNS LENDING LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1224 Palermo Ct was $11,713.

Source: Monterey County assessment roll, as of July 23, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
MunicipalitySalinas City
Elementary School DistrictAlisal Union Elementary School District (KG - 06)
Secondary School DistrictSalinas Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$11,713.00$671,306 Land $273,408 Building $397,898
2023$11,929.00 (+7.5%)$645,242 Land $262,793 Building $382,449
2022$11,097.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1224 Palermo Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1224 Palermo Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALCO WATER SERVICE
private · serves 56,253 people · EPA ID CA2710001
Water SourceGroundwater
Last State InspectionFeb 2022
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Razzolink
Fixed Wireless
500 / 250
Etheric Networks
Fixed Wireless
300 / 100
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, Cruzio, GeoLinks, T-Mobile, Zavala Communications.

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