1220 Palermo Ct, Salinas, CA 93905 Property Records

Monterey County property record for 1220 Palermo Ct, Salinas, CA 93905

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,529 sqft · built 2020
Lot Size0.097 acres (4,250 sqft)
OwnerIndividual Name on File
Last Sale$785,000 (Apr 2024)
Tax Bill$12,928 (2025)
Deeds & MortgagesJan 2026 Mortgage
Apr 2024 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN153-714-026-000

Property Details

APN / Parcel Number

Primary APN153-714-026-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,529 sqft Living Area

Exterior

Year BuiltBuilt 2020
Construction TypeWood
Lot Area4,250 sqft (0.097 acres)
Garage TypeMixed
Garage Area417 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1220 PALERMO CT
CitySALINAS
StateCA
Zip93905-5207
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMONTE BELLA PHASE 5 VOLUME 24 C&T PG 60 TRACT NO 1538 LOT 26 4250 SF
Legal SubdivisionMONTE BELLA PH 5B
Legal Tract1538
Legal Lot Number26
JurisdictionMONTEREY CA
Township / Civil DivisionSALINAS
Census Block Group3
Census Block3009
Census Tract10606

Owner

1220 Palermo Ct is owned and occupied by an individual who bought it in April 2024.

Source: Monterey County records, as of October 20, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address1220 PALERMO CT, SALINAS, CA 93905-5207
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 30, 2026Deed of Trust, Mortgage · FHA Mortgage
LOANDEPOT.COM LLC
Apr 29, 2024Grant Deed, Transfer · FHA Mortgage
LOANDEPOT.COM LLC
Aug 23, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ALL U S CREDIT UNION
Jun 29, 2020Grant Deed, Transfer · Conventional Mortgage
STEARNS LENDING LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 29, 2024 · Amount on File
Deed SaleApr 29, 2024 · Amount on File
Prior SaleJun 29, 2020 · Amount on File
Deed Document Number2024014856
Record UpdatedJun 8, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address1220 PALERMO CT, SALINAS, CA 93905-5207
Transaction TypeMortgage
Record UpdatedFeb 11, 2026
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1220 PALERMO CT, SALINAS, CA 93905-5207

Mortgage

Document Number0000002848
DateJan 30, 2026
Instrument2026002848
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressIRVINE, CA 92618
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2056

April 2024: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONTEREY CA
Recording DateApr 29, 2024
Property Address1220 PALERMO CT, SALINAS, CA 93905-5207
Document Number0000014856
Map ReferenceVOL 24 PG 60
Instrument DateApr 20, 2024
Instrument2024014856
Transaction TypeTransfer
Record UpdatedMay 9, 2024
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1220 PALERMO CT, SALINAS, CA 93905-5207

Mortgage

Document Number0000014857
DateApr 29, 2024
Instrument2024014857
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2054

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address1220 PALERMO CT, SALINAS, CA 93905-5207
Transaction TypeMortgage
Record UpdatedSep 5, 2022
Title CompanyFIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000035205
DateAug 23, 2022
Instrument2022035205
Lender
NameALL U S CREDIT UNION
AddressSALINAS, CA 93906
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term120 Months
DueAug 24, 2032

June 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONTEREY CA
Recording DateJun 29, 2020
Property Address1220 PALERMO CT, SALINAS, CA 93905-5207
Document Number0000031045
Map ReferenceVOL 24 PG 60
Instrument DateJun 4, 2020
Instrument2020031045
Transaction TypeTransfer
Record UpdatedAug 19, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1220 PALERMO CT, SALINAS, CA 93905-5207

Mortgage

Document Number0000031046
DateJun 29, 2020
Instrument2020031046
Lender
NameSTEARNS LENDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1220 Palermo Ct was $12,928 with a homeowner's exemption.

Source: Monterey County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
MunicipalitySalinas City
Elementary School DistrictAlisal Union Elementary School District (KG - 06)
Secondary School DistrictSalinas Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$12,928.00 Homeowner's exemption$800,700 Land $331,500 Building $469,200
2023$10,957.00 (+7.8%)$596,660 Land $296,025 Building $300,635
2022$10,164.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1220 Palermo Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1220 Palermo Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALCO WATER SERVICE
private · serves 56,253 people · EPA ID CA2710001
Water SourceGroundwater
Last State InspectionFeb 2022
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Razzolink
Fixed Wireless
500 / 250
Etheric Networks
Fixed Wireless
300 / 100
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, Cruzio, GeoLinks, T-Mobile, Zavala Communications.

Nearby Properties on Palermo Ct

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