1228 Palermo Ct, Salinas, CA 93905 Property Records

Monterey County property record for 1228 Palermo Ct, Salinas, CA 93905

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,076 sqft · built 2019
Lot Size	0.109 acres (4,756 sqft)
Owner	2 Individual Names on Record
Tax Bill	$11,581 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit May 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`153-714-030-000`

Property Details

APN / Parcel Number

Primary APN	`153-714-030-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,076 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2020
Lot Area	4,756 sqft (0.109 acres)
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1228 PALERMO CT
City	SALINAS
State	CA
Zip	93905-5207
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONTE BELLA PHASE 5 VOLUME 24 C&T PG 60 TRACT NO 1538 LOT 30 4756 SF
Legal Subdivision	MONTE BELLA PHASE 5
Legal Tract	1538
Legal Lot Number	30
Jurisdiction	MONTEREY CA
Township / Civil Division	SALINAS
Census Block Group	3
Census Block	3009
Census Tract	10606

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1228 PALERMO CT, SALINAS, CA 93905-5207
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
May 17, 2023	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Aug 10, 2021	Intrafamily Transfer, Transfer · VA Mortgage STEARNS LENDING LLC
Apr 10, 2020	Grant Deed, Subdivision Related Transfer · VA Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2021
Deed Sale	Aug 10, 2021
Prior Sale	Apr 10, 2020 · Amount on Record
Deed Document Number	202153893
Prior Transfer Date	Dec 31, 2020
Prior Transfer Doc	0000053893
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Recording Date	Jul 17, 2026
Property Address	1228 PALERMO CT, SALINAS, CA 93905-5207
Document Number	0000024232
Instrument Date	Jul 10, 2026
Instrument	202624232
Transaction Type	Mortgage
Record Updated	Jul 27, 2026
Title Company	SERVICELINK, SERVICELINK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1228 PALERMO CT, SALINAS, CA 93905-5207

Mortgage

Document Number	0000024232,
Date	Jul 17, 2026
Instrument	202624232

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Aug 1, 2066

Interest

Rate	6.52%
Max Rate	-1%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1228 PALERMO CT, SALINAS, CA 93905-5207
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1228 PALERMO CT, SALINAS, CA 93905-5207

Mortgage

Document Number	0000014843
Date	May 17, 2023
Instrument	2023014843

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Jun 1, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Aug 10, 2021
Property Address	1228 PALERMO CT, SALINAS, CA 93905-5207
Document Number	0000053893
Map Reference	VOL 24 PG 60
Instrument Date	Dec 31, 2020
Instrument	2021053893
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1228 PALERMO CT, SALINAS, CA 93905-5207

Mortgage

Document Number	0000053894
Date	Aug 10, 2021
Instrument	2021053894

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Feb 1, 2051

April 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Apr 10, 2020
Property Address	1228 PALERMO CT, SALINAS, CA 93905-5207
Document Number	0000018026
Map Reference	VOL 4 PG 60
Instrument Date	Apr 3, 2020
Instrument	2020018026
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1228 PALERMO CT, SALINAS, CA 93905-5207

Mortgage

Document Number	0000018027
Date	Apr 10, 2020
Instrument	2020018027

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Salinas City
Elementary School District	Alisal Union Elementary School District (KG - 06)
Secondary School District	Salinas Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$693,568 (+2%) Land $278,876 Building $414,692
2025	$11,581.00 (-1.81%) Homeowner's exemption	$679,969 (+4.04%) Land $273,408 Building $406,561
2023	$11,794.00 (+7.86%) Homeowner's exemption	$653,568 Land $262,793 Building $390,775
2022	$10,935.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALCO WATER SERVICE private · serves 56,253 people · EPA ID CA2710001
Water Source	Groundwater
Last State Inspection	Feb 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	300 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Cruzio, GeoLinks, T-Mobile, Zavala Communications.

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