1201 Lost Oak Rd, Charlotte, NC 28270 Property Records

Mecklenburg County property record for 1201 Lost Oak Rd, Charlotte, NC 28270

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,897 sqft · built 2006
Lot Size	0.289 acres (12,589 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,250,000 (Mar 2024)
Tax Bill	$6,872 (2024)
Deeds & Mortgages	Mar 2024 Mortgage Mar 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`213-041-57`

Property Details

APN / Parcel Number

Primary APN	`213-041-57`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,897 sqft Living Area
1st Floor Area	2,008 sqft
Upper Floors Area	2,385 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2015
Exterior Material	Brick
Foundation Type	No Foundation
Lot Area	12,589 sqft (0.289 acres)
Garage Area	690 sqft
Porch	Finished/Open Porch
Porch Area	45 sqft
Patio Area	396 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1201 LOST OAK RD
City	CHARLOTTE
State	NC
Zip	28270-1056
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	L25 M44-614
Legal Subdivision	LOST TREE
Legal Block	1
Legal Lot Number	25
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2001
Census Tract	3016

Owner

Source: Mecklenburg County records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1201 LOST OAK RD, CHARLOTTE, NC 28270-1056
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2024	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN MUTUAL INC
Mar 21, 2024	Warranty Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
Mar 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Mar 14, 2019	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2024 · Amount on Record
Deed Sale	Mar 21, 2024 · Amount on Record
Prior Sale	Mar 14, 2019 · Amount on Record
Deed Document Number	202425337
Deed Book / Page	38704 / 967
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	1201 LOST OAK RD, CHARLOTTE, NC 28270-1056
Transaction Type	Mortgage
Record Updated	Apr 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1804 MILL CHASE LN, WAXHAW, NC 28173-6947

Mortgage

Document Number	0000025042
Date	Mar 21, 2024
Book Page	38703/258
Instrument	2024025042

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company
Address	911 MILITARY ST, PORT HURON, MI 48060

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Mar 21, 2024
Property Address	1201 LOST OAK RD, CHARLOTTE, NC 28270-1056
Document Number	0000025337
Book / Page	38704 / 967
Map Reference	MB 44 PG 614
Instrument Date	Mar 20, 2024
Instrument	2024025337
Transaction Type	Transfer
Record Updated	Apr 25, 2024

Transaction

Amount	Amount Recorded
Tax	$2,500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4530 MONTCLAIR AVE, CHARLOTTE, NC 28211-2904

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1201 LOST OAK RD, CHARLOTTE, NC 28270-1056

Mortgage

Document Number	0000025338
Date	Mar 21, 2024
Instrument	2024025338

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Mortgage

Document Number	0000025338
Date	Mar 21, 2024
Book Page	38704/970
Instrument	2024025338

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	PO BOX 11757, COLUMBIA, SC 29211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	1201 LOST OAK RD, CHARLOTTE, NC 28270-1056
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039062
Date	Mar 1, 2021
Book Page	35735/708
Instrument	2021039062

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Mar 14, 2019
Property Address	1201 LOST OAK RD, CHARLOTTE, NC 28270-1056
Document Number	0000028516
Book / Page	33348 / 086
Map Reference	MB 44 PG 614
Instrument Date	Mar 11, 2019
Instrument	2019028516
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,512.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	308 11TH ST, 308, BROOKLYN, NY 11215-3911

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1201 LOST OAK RD, CHARLOTTE, NC 28270-1056

Mortgage

Document Number	0000028517
Date	Mar 14, 2019
Instrument	2019028517

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,120,700 (+26.29%) Land $200,000 Building $920,700	$1,120,700 (+26.29%) Land $200,000 Building $920,700
2024	$6,872.00 (-19.75%)
2023	$8,563.00	$887,400 Land $200,000 Building $687,400	$887,400 Land $200,000 Building $687,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL	300 / 20

May also be available: T-Mobile.

Nearby Properties on Lost Oak Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures