12231 Neff Rd, Clio, MI 48420 Property Records

Genesee County property record for 12231 Neff Rd, Clio, MI 48420

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,582 sqft · built 2020
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on File
Last Sale	$305,000 (Aug 2021)
Tax Bill	$5,343 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Dec 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-14-400-004`

Property Details

APN / Parcel Number

Primary APN	`18-14-400-004`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,582 sqft Living Area
1st Floor Area	1,548 sqft
Basement Area	1,500 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	108,900 sqft (2.5 acres)
Lot Dimensions	634 ft deep x 171 ft wide
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	12231 NEFF RD
City	CLIO
State	MI
Zip	48420-1806
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	A PARCEL OF LAND BEG S 0* 13 MIN W 171.73 FT FROM E 1/4 COR OF SEC TH S 0* 13 MIN W 171.73 FT TH S 89* 09 MIN W 634.17 FT TH
Legal Range	06E
Legal Township	09N
Legal Section	14
Jurisdiction	GENESEE MI
Township / Civil Division	VIENNA
Census Block Group	2
Census Block	2004
Census Tract	10112

Owner

12231 Neff Rd is owned and occupied by two individuals who bought it in August 2021.

Source: Genesee County records, as of October 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12231 NEFF RD, CLIO, MI 48420-1806
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2021	Warranty Deed, Transfer · Conventional Mortgage MID-AMERICAN MORTGAGE INC
Dec 14, 2020	Warranty Deed, Transfer CROSSROADS TITLE
Dec 14, 2020	Warranty Deed, Transfer CROSSROADS TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2021 · Amount on File
Deed Sale	Aug 3, 2021 · Amount on File
Prior Sale	Dec 14, 2020 · Amount on File
Deed Document Number	202164901
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Aug 3, 2021
Property Address	12231 NEFF RD, CLIO, MI 48420-1806
Document Number	202108030064901
Instrument Date	Jun 23, 2021
Instrument	202108030064901
Transaction Type	Transfer
Record Updated	Oct 13, 2021
Title Company	CROSSROADS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,623.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12231 NEFF RD, 12231, CLIO, MI 48420-1806

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12231 NEFF RD, CLIO, MI 48420-1806

Mortgage

Document Number	202108030064902
Date	Aug 3, 2021
Instrument	202108030064902

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jul 1, 2051

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Dec 14, 2020
Property Address	12231 NEFF RD, CLIO, MI 48420-1806
Document Number	0000083722
Instrument Date	Oct 30, 2020
Instrument	83722
Transaction Type	Transfer
Record Updated	Feb 16, 2021
Title Company	CROSSROADS TITLE

Transaction

Amount	Amount on Record
Tax	$215.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12231 NEFF RD CLIO MI 48420, CLIO, MI 48420

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Dec 14, 2020
Property Address	12231 NEFF RD, CLIO, MI 48420-1806
Document Number	0000083723
Instrument Date	Oct 30, 2020
Instrument	202012140083723
Transaction Type	Transfer
Record Updated	Oct 21, 2022
Title Company	CROSSROADS TITLE

Transaction

Amount	Amount on Record
Tax	$283.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7101B N SAGINAW RD, 7101B, MOUNT MORRIS, MI 48458-2129

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7101B N SAGINAW RD, MOUNT MORRIS, MI 48458-2129

Tax Assessment & Valuation

The 2025 property tax bill for 12231 Neff Rd was $5,343 with a homeowner's exemption, up 3% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Vienna Charter Township
Unified School District	Clio Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$168,500 (+6.04%)	$337,000 (+6.04%)
2025	$5,343.00 (+2.99%) Homeowner's exemption	$158,900	$317,800
2024	$5,188.00
2023		$157,700	$315,400
2019	$251.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12231 Neff Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12231 Neff Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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