Genesee County property record for 12194 Neff Rd, Clio, MI 48420 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1994 |
| Square Footage | 1,584 sqft Living Area |
| Lot Size | 48,787 sqft (1.12 acres) |
| Garage | 624 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $1,170.00 (2025) |
| Primary APN | 18-13-300-021 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,584 sqft Living Area |
| 1st Floor | 1,584 sqft 1st Floor |
| Basement Area | 1,584 sqft Basement |
| Stories | 1 Stories |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 48,787 sqft (1.12 acres) |
| Depth X Width | 300 ft x 163 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 624 sqft Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 12194 NEFF RD |
|---|---|
| City | CLIO |
| State | MI |
| Zip | 48420-1863 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | A PARCEL OF LAND BEG S 0 DEG 09 MIN 30 SEC W 489 FT FROM W 1/4 COR OF SEC TH N 89 DEG 47 MIN 30 SEC E 300 FT TH S 0 DEG 09 |
| Legal Range | 06E |
| Legal Township | 09N |
| Legal Section | 13 |
| Jurisdiction | GENESEE MI |
| Minor Civil Division | VIENNA |
| Census Blockgroup | 2 |
| Census Block | 2003 |
| Census Tract | 10112 |
Source: Genesee County records · APN 18-13-300-021
Assessment roll updated October 3, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12194 NEFF RD, CLIO, MI 48420-1863 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 12, 2023 | Deed of Trust, Mortgage · Line of Credit SOVITA CU |
| Jan 17, 2023 | Intrafamily Transfer, Transfer |
| Nov 29, 2022 | Deed of Trust, Mortgage · Line of Credit SOVITA CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Jan 17, 2023 |
| Transfer Doc | 0000002605 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 12194 NEFF RD, CLIO, MI 48420-1863 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 12194 NEFF RD, CLIO, MI 48420-1863 |
| Document Number | 0000032230 |
|---|---|
| Date | May 12, 2023 |
| Instrument | 202305120032230 |
| Name | SOVITA CU |
|---|---|
| Type | Credit Union |
| Address | FLINT, MI 48532 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Jan 17, 2023 |
| Property Address | 12194 NEFF RD, CLIO, MI 48420-1863 |
| Document Number | 0000002605 |
| Instrument Date | Jan 17, 2023 |
| Instrument | 202301170002605 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 1271 W VIENNA RD, CLIO, MI 48420-1713 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 12194 NEFF RD, CLIO, MI 48420-1863 |
| Transaction Type | Mortgage |
| Record Updated | Dec 07, 2022 |
| Name | Verified Name |
|---|---|
| Address | 12194 NEFF RD, CLIO, MI 48420-1863 |
| Document Number | 0000073803 |
|---|---|
| Date | Nov 29, 2022 |
| Instrument | 202211290073803 |
| Name | SOVITA CU |
|---|---|
| Type | Credit Union |
| Address | FLINT, MI 48532 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Genesee County records · Assessment roll updated October 3, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| County Subdivision | Vienna Charter Township |
| Unified School District | Clio Area School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,170.00 (-56.02%) Homeowner's exemption | $132,000 (+15.69%) | $264,000 (+15.69%) |
| 2024 | $2,660.00 (+28.07%) | ||
| 2023 | $114,100 | $228,200 | |
| 2019 | $2,077.00 |
12194 Neff Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Genesee County (26049C), updated February 19, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 4th percentile of exposed land nationally · 9th in Michigan |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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