Black Hawk County property record for 1215 Upton Ave, Waterloo, IA 50701
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 896 sqft · built 1947 |
| Lot Size | 0.152 acres (6,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $95,000 (Jul 2021) |
| Tax Bill | $1,942 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-21-426-005 |
| Primary APN | 8913-21-426-005 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 896 sqft Living Area |
| 1st Floor Area | 664 sqft |
| Attic | Attic |
| Attic Area | 232 sqft |
| Basement Area | 664 sqft |
| Unfinished Basement | 664 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Exterior Material | Aluminum Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,600 sqft (0.152 acres) |
| Lot Dimensions | 110 ft deep x 60 ft wide |
| Deck Area | Deck Area |
| Patio Area | 264 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1215 UPTON AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-1959 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ALADDIN ADDITION W 1/2 LOT 3 BLK 2 LOT 4 BLK 2 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 21 |
| Legal Subdivision | ALADDIN ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 3,4 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 1503 |
Source: Black Hawk County assessment roll, as of October 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1215 UPTON AVE, WATERLOO, IA 50701-1959 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 21, 2025 | Deed of Trust, Mortgage · Line of Credit VERIDIAN CU |
| Jul 14, 2021 | Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 14, 2021 · Amount on Record |
| Deed Sale | Jul 14, 2021 · Amount on Record |
| Prior Sale | Apr 25, 2013 · Amount on Record |
| Deed Document Number | 2021202200000981 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1215 UPTON AVE, WATERLOO, IA 50701-1959 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1215 UPTON AVE, WATERLOO, IA 50701-1959 |
| Document Number | 0202515443 |
|---|---|
| Date | Oct 21, 2025 |
| Instrument | 2025-15443 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | PO BOX 6000, WATERLOO, IA 50704 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 20, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Jul 14, 2021 |
| Property Address | 1215 UPTON AVE, WATERLOO, IA 50701-1959 |
| Document Number | 202200000981 |
| Instrument Date | Jul 6, 2021 |
| Instrument | 202200000981 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2021 |
| Title Company | TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $151.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1213 UPTON AVE, WATERLOO, IA 50701-1959 |
| Document Number | 202200000982 |
|---|---|
| Date | Jul 14, 2021 |
| Instrument | 202200000982 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,942.00 Homeowner's exemption | $102,490 (+2.74%) Land $16,560 Building $85,930 | $102,490 (+2.74%) Land $16,560 Building $85,930 |
| 2024 | $1,942.00 (+36.57%) | ||
| 2023 | $99,760 (+35.53%) Land $16,560 Building $83,200 | $99,760 (+35.53%) Land $16,560 Building $83,200 | |
| 2022 | $1,422.00 | $73,610 Land $16,560 Building $57,050 | |
| 2021 | $73,610 Land $16,560 Building $57,050 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Mediacom Communications Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| LTD Broadband Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AMG Technology Investment Group Fixed Wireless | 100 / 20 |
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