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1223 Spinnaker Dr, Lakeland, FL 33805 Property Records

Polk County property record for 1223 Spinnaker Dr, Lakeland, FL 33805

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,157 sqft · built 1984
Lot Size0.184 acres (8,032 sqft)
OwnerIndividual Name on Record
Last Sale$153,000 (Dec 2017)
Tax Bill$1,718 (2025)
Deeds & MortgagesDec 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN24-28-08-175410-000250

Property Details

APN / Parcel Number

Primary APN24-28-08-175410-000250
Alternative APNs
  • 082824175410000250
  • 82824000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,157 sqft Living Area
Gross Area1,433 sqft
1st Floor Area1,157 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable
Roof MaterialOther
Lot Area8,032 sqft (0.184 acres)
Lot Dimensions134 ft deep x 60 ft wide
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area276 sqft

Exterior Amenities

Pool Area450 sqft
PorchPorch
Patio Area60 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address1223 SPINNAKER DR
CityLAKELAND
StateFL
Zip33805-4753
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA3
Legal DescriptionSPINNAKER SOUND PB 71 PG 27 LOT 25
Legal Range24E
Legal Township28S
Legal Section08
Legal SubdivisionSPINNAKER SOUND
Legal Tract175410
Legal Block3
Legal Lot Number25
JurisdictionPOLK FL
Township / Civil DivisionLAKELAND
Census Block Group3
Census Block3001
Census Tract10300

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1223 SPINNAKER DR, LAKELAND, FL 33805-4753
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 28, 2017 · Amount on Record
Deed SaleDec 28, 2017 · Amount on Record
Prior SaleJul 14, 2003 · Amount on Record
Deed Document Number2017249614
Deed Book / Page10353 / 274
Prior Transfer DateFeb 10, 2006
Prior Transfer Doc0000037869
Record UpdatedOct 29, 2026

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateDec 28, 2017
Property Address1223 SPINNAKER DR, LAKELAND, FL 33805-4753
Document Number0103530274
Book / Page010353 / 000274
Instrument DateDec 27, 2017
Instrument249614
Transaction TypeTransfer
Record UpdatedAug 30, 2018
Title CompanyUNITED TITLE GROUP/LAKELAND LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,071.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1223 SPINNAKER DR LAKELAND FL 338054753, LAKELAND, FL 33805-4753

Mortgage

Document Number103530276
DateDec 28, 2017
Book Page010353/000276
Instrument249615
Lender
NameLAND HM FIN'L
TypeFunding / Finance Company
AddressCONCORD, CA 94520
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 27, 2047

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityLakeland City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$142,170 (+2.7%)$199,198 (+10.26%) Land $24,096 Building $175,102
2025$1,718.00 (+7.11%) Homeowner's exemption$138,432 (+5.99%)$180,668 (-7.83%) Land $24,096 Building $156,572
2023$1,604.00 (+3.62%) Homeowner's exemption$130,613 (+3%)$196,025 (+3.25%) Land $23,293 Building $172,732
2022$1,548.00 Homeowner's exemption$126,809$189,847 Land $19,277 Building $170,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies14 in force
Nearby Flood Claims1 (2024)
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAKELAND
serves 193,297 people · EPA ID FL6531014
Water SourceGroundwater
Last State InspectionJul 2022
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Frontier.

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