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1208 Spinnaker Dr, Lakeland, FL 33805 Property Records

Polk County property record for 1208 Spinnaker Dr, Lakeland, FL 33805

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,208 sqft · built 1983
Lot Size0.199 acres (8,655 sqft)
Owner2 Individual Names on File
Last Sale$128,500 (Dec 2017)
Tax Bill$1,234 (2025)
Deeds & MortgagesDec 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN24-28-08-175410-000060

Property Details

APN / Parcel Number

Primary APN24-28-08-175410-000060
Alternative APNs
  • 082824175410000060
  • 82824000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,208 sqft Living Area
Gross Area1,472 sqft
1st Floor Area1,208 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable
Roof MaterialOther
Lot Area8,655 sqft (0.199 acres)
Lot Dimensions140 ft deep x 49.2 ft wide
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area264 sqft
PorchUnfinished Open Porch
Porch Area52 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address1208 SPINNAKER DR
CityLAKELAND
StateFL
Zip33805-4703
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA3
Legal DescriptionSPINNAKER SOUND PB 71 PG 27 LOT 6
Legal Range24E
Legal Township28S
Legal Section08
Legal SubdivisionSPINNAKER SOUND
Legal Tract175410
Legal Block3
Legal Lot Number6
JurisdictionPOLK FL
Township / Civil DivisionLAKELAND
Census Block Group3
Census Block3001
Census Tract10300

Owner

1208 Spinnaker Dr is owned and occupied by two individuals who bought it in December 2017.

Source: Polk County records, as of September 28, 2026

Owner of Record2 Individual Names on File
Mailing Address1208 SPINNAKER DR, LAKELAND, FL 33805-4703
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 29, 2017 · Amount on File
Deed SaleDec 29, 2017 · Amount on File
Prior SaleJun 1, 2006 · Amount on File
Deed Document Number2017251047
Deed Book / Page10355 / 574
Record UpdatedOct 29, 2026

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateDec 29, 2017
Property Address1208 SPINNAKER DR, LAKELAND, FL 33805-4703
Document Number0103550574
Book / Page010355 / 000574
Instrument DateDec 27, 2017
Instrument251047
Transaction TypeTransfer
Record UpdatedJan 18, 2018
Title CompanyHOME SOLUTION TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$899.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address941 E WALNUT ST LAKELAND FL 338015474, LAKELAND, FL 33801-5474

Mortgage

Document Number103550575
DateDec 29, 2017
Book Page010355/000575
Instrument251048
Lender
NameMORTGAGE FIRM
TypeMortgage Company
AddressALTAMONTE SPRINGS, FL 32714
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 28, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1208 Spinnaker Dr was $1,234 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityLakeland City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$114,631 (+2.7%)$168,078 (+1.24%) Land $25,956 Building $142,122
2025$1,234.00 Homeowner's exemption$111,617$166,025 Land $25,956 Building $140,069
2023$1,143.00 (+4.19%) Homeowner's exemption$105,312 (+3%)$181,871 (+3.83%) Land $25,091 Building $156,780
2022$1,097.00 Homeowner's exemption$102,245$175,166 Land $20,765 Building $154,401

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1208 Spinnaker Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 14 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies14 in force
Nearby Flood Claims1 (2024)
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1208 Spinnaker Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAKELAND
serves 193,297 people · EPA ID FL6531014
Water SourceGroundwater
Last State InspectionJul 2022
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Frontier.

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