Polk County property record for 1229 Spinnaker Dr, Lakeland, FL 33805
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,461 sqft · built 1983 |
| Lot Size | 0.185 acres (8,054 sqft) |
| Owner | Individual Name on File |
| Last Sale | $60,000 (Oct 1995) |
| Tax Bill | $503 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-28-08-175410-000240 |
| Primary APN | 24-28-08-175410-000240 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,461 sqft Living Area |
| Gross Area | 1,747 sqft |
| 1st Floor Area | 873 sqft |
| Upper Floors Area | 588 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 8,054 sqft (0.185 acres) |
| Lot Dimensions | 134 ft deep x 60 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 286 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 49 sqft |
| Cooling System | Central |
|---|
| Street Address | 1229 SPINNAKER DR |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33805-4753 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA3 |
| Legal Description | SPINNAKER SOUND PB 71 PG 27 LOT 24 |
| Legal Range | 24E |
| Legal Township | 28S |
| Legal Section | 08 |
| Legal Subdivision | SPINNAKER SOUND |
| Legal Tract | 175410 |
| Legal Block | 3 |
| Legal Lot Number | 24 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 10300 |
1229 Spinnaker Dr is owned and occupied by an individual who bought it in October 1995.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1229 SPINNAKER DR, LAKELAND, FL 33805-4753 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 13, 1995 · Amount on File |
| Deed Sale | Oct 13, 1995 · Amount on File |
| Prior Sale | Jul 28, 1995 · Amount on File |
| Deed Book / Page | 3590 / 1782 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 1229 Spinnaker Dr was $503 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Lakeland City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $61,623 (+2.7%) | $171,475 (+1.71%) Land $24,159 Building $147,316 | |
| 2025 | $503.00 Homeowner's exemption | $60,003 | $168,591 Land $24,159 Building $144,432 |
| 2023 | $491.00 (+1.03%) Homeowner's exemption | $56,614 (+3%) | $182,819 (+12.39%) Land $23,354 Building $159,465 |
| 2022 | $486.00 Homeowner's exemption | $54,965 | $162,670 Land $19,327 Building $143,343 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1229 Spinnaker Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1229 Spinnaker Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2022 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Frontier.
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