1223 S Ridge Rd, Duluth, MN 55804 Property Records

St. Louis County property record for 1223 S Ridge Rd, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.25 ba · 2,672 sqft · built 1994
Lot Size	0.479 acres (20,870 sqft)
Owner	Individual Name on Record
Last Sale	$60,000 (Aug 2020)
Tax Bill	$10,560 (2026)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-3452-00110`

Property Details

APN / Parcel Number

Primary APN	`010-3452-00110`
Alternative APN	`1094179`

Interior

Bedrooms	3 Beds
Full Baths	3.25 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,672 sqft Gross Area
1st Floor Area	1,356 sqft
Basement Area	975 sqft
Finished Basement	975 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	20,870 sqft (0.479 acres)
Garage Area	768 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	40 sqft
Deck Area	412 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1094179
Street Address	1223 S RIDGE RD
City	DULUTH
State	MN
Zip	55804-1468
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0011 BLOCK:001 SERIAL #
Legal Subdivision	NORTHLAND ESTATES
Legal Block	1
Legal Lot Number	11
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3000
Census Tract	600

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1223 S RIDGE RD, DULUTH, MN 55804-1468
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2020 · Amount on Record
Deed Sale	Aug 14, 2020 · Amount on Record
Prior Sale	Nov 2, 2015 · Amount on Record
Deed Document Number	20201027396
Record Updated	Sep 20, 2026

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 14, 2020
Property Address	1223 S RIDGE RD, DULUTH, MN 55804-1468
Document Number	00T1027396
Instrument Date	Apr 21, 2020
Instrument	T1027396
Transaction Type	Transfer
Record Updated	Sep 21, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,980.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1223 S RIDGE RD DULUTH MN 558041468, DULUTH, MN 55804-1468

Mortgage

Document Number	T1027397
Date	Aug 14, 2020
Instrument	T1027397

Lender

Name	SECURITY ST BK
Type	Bank
Address	IRON RIVER, WI 54847

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 13, 2035

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,560.00 (+7.95%)
2025	$9,782.00 (+14.81%)	$741,400 (+9.76%) Land $81,000 Building $660,400	$741,400 (+9.76%) Land $81,000 Building $660,400
2024	$8,520.00	$675,500 (+15.59%) Land $81,000 Building $594,500	$675,500 (+15.59%) Land $81,000 Building $594,500
2022		$584,400 Land $68,600 Building $515,800	$584,400 Land $68,600 Building $515,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2012)
Most Recent Claim	Jun 2012 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

May also be available: Verizon.

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