1210 S Ridge Rd, Duluth, MN 55804 Property Records

St. Louis County property record for 1210 S Ridge Rd, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 3,444 sqft · built 1998
Lot Size	0.471 acres (20,545 sqft)
Owner	Individual Name on File
Last Sale	$875,000 (Nov 2020)
Tax Bill	$17,184 (2026)
Deeds & Mortgages	Aug 2023 Line of Credit Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-3452-00440`

Property Details

APN / Parcel Number

Primary APN	`010-3452-00440`
Alternative APN	`1100407`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,444 sqft Gross Area
1st Floor Area	2,374 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Bungalow
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Lot Area	20,545 sqft (0.471 acres)
Garage Area	910 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	30 sqft
Deck Area	397 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1100407
Street Address	1210 S RIDGE RD
City	DULUTH
State	MN
Zip	55804-1467
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0022 BLOCK:003 SERIAL #
Legal Subdivision	NORTHLAND ESTATES
Legal Block	3
Legal Lot Number	22
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3000
Census Tract	600

Owner

1210 S Ridge Rd is owned and occupied by an individual who bought it in November 2020.

Source: St. Louis County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1210 S RIDGE RD, DULUTH, MN 55804-1467
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2023	Deed of Trust, Mortgage · Line of Credit THE MINERS NATIONAL BANK OF EVELETH
Nov 23, 2020	Warranty Deed, Transfer MINERS NAT'L BK/EVELETH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2020 · Amount on File
Deed Sale	Nov 23, 2020 · Amount on File
Prior Sale	Jun 10, 2008 · Amount on File
Deed Document Number	20201032531
Prior Transfer Date	Aug 13, 2007
Prior Transfer Doc	0000853978
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1210 S RIDGE RD, DULUTH, MN 55804-1467
Transaction Type	Mortgage
Record Updated	Sep 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001071694
Date	Aug 28, 2023
Instrument	1071694

Lender

Name	THE MINERS NATIONAL BANK OF EVELETH
Type	Bank
Address	EVELETH, MN 55734

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	Jul 26, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 23, 2020
Property Address	1210 S RIDGE RD, DULUTH, MN 55804-1467
Document Number	00T1032531
Instrument Date	Nov 4, 2020
Instrument	T1032531
Transaction Type	Transfer
Record Updated	Dec 28, 2020
Title Company	NST TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,888.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1210 S RIDGE RD DULUTH MN 558041467, DULUTH, MN 55804-1467

Mortgage

Document Number	T1032532
Date	Nov 23, 2020
Instrument	T1032532

Lender

Name	MINERS NAT'L BK/EVELETH
Type	Bank
Address	EVELETH, MN 55734

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 22, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 1210 S Ridge Rd was $17,184 with a homeowner's exemption, up 6.4% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$17,184.00 (+6.39%) Homeowner's exemption
2025	$16,152.00 (+39.29%) Homeowner's exemption	$1,129,900 (+6.92%) Land $401,000 Building $728,900	$1,129,900 (+6.92%) Land $401,000 Building $728,900
2024	$11,596.00	$1,056,800 Land $401,000 Building $655,800	$1,056,800 Land $401,000 Building $655,800
2022		$762,900 Land $113,200 Building $649,700	$762,900 Land $113,200 Building $649,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1210 S Ridge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2012)
Most Recent Claim	Jun 2012 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1210 S Ridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

May also be available: Verizon.

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