1214 S Ridge Rd, Duluth, MN 55804 Property Records

St. Louis County property record for 1214 S Ridge Rd, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,102 sqft · built 1993
Lot Size	0.556 acres (24,257 sqft)
Owner	Company Name on File
Last Sale	$1,192,000 (Sep 2021)
Tax Bill	$21,806 (2026)
Deeds & Mortgages	Oct 2022 Transfer Sep 2021 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`010-3452-00430`

Property Details

APN / Parcel Number

Primary APN	`010-3452-00430`
Alternative APNs	`1116522` `1138547`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	3,102 sqft Gross Area
1st Floor Area	3,102 sqft
Basement Area	2,254 sqft
Finished Basement	2,254 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Hip
Lot Area	24,257 sqft (0.556 acres)
Garage Area	792 sqft

Exterior Amenities

Porch	Slab
Porch Area	217 sqft
Deck Area	306 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1138547
Street Address	1214 S RIDGE RD
City	DULUTH
State	MN
Zip	55804-1467
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0021 BLOCK:003 SERIAL #
Legal Subdivision	NORTHLAND ESTATES
Legal Block	3
Legal Lot Number	21
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3000
Census Tract	600

Owner

1214 S Ridge Rd is owned by a company that acquired it in July 2022.

Source: St. Louis County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	4001 BASSWOOD RD, MINNEAPOLIS, MN 55416-3844
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2022	Quit Claim Deed, Transfer Quitclaim
Sep 8, 2021	Warranty Deed, Transfer
May 20, 2020	Deed of Trust, Mortgage · Line of Credit NORTH SHORE BK/COMMERCE
Mar 13, 2020	Loan Modification, Mortgage NORTH SHORE BK/COMMERCE
May 6, 2019	Grant Deed, Transfer NORTH SHORE BK/COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2021 · Amount on File
Deed Sale	Sep 8, 2021 · Amount on File
Prior Sale	May 6, 2019 · Amount on File
Deed Document Number	20211046462
Last Transfer Date	Jul 27, 2022
Transfer Doc	0001062386
Record Updated	Oct 29, 2026

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 13, 2022
Property Address	1214 S RIDGE RD, DULUTH, MN 55804-1467
Document Number	0001062386
Instrument Date	Jul 27, 2022
Instrument	1062386
Transaction Type	Transfer
Record Updated	Nov 24, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4001 BASSWOOD RD, 4001, SAINT LOUIS PARK, MN 55416-3844

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4001 BASSWOOD RD, SAINT LOUIS PARK, MN 55416-3844

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 8, 2021
Property Address	1214 S RIDGE RD, DULUTH, MN 55804-1467
Document Number	0001046462
Instrument Date	Aug 31, 2021
Instrument	1046462
Transaction Type	Transfer
Record Updated	Oct 1, 2021

Transaction

Amount	Amount on Record
Tax	$3,933.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4001 BASSWOOD RD, SAINT LOUIS PARK, MN 55416-3844

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1214 S RIDGE RD, DULUTH, MN 55804-1467
Document Number	00T1024335
Instrument Date	May 20, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1214 S RIDGE RD DULUTH MN 558041467, DULUTH, MN 55804-1467

Mortgage

Document Number	00T1024335
Date	Jun 9, 2020
Instrument	T1024335

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jun 8, 2025

Interest

Rate Type	Adjustable Rate
Rate	4%

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	1214 S RIDGE RD, DULUTH, MN 55804-1467
Document Number	00T1021582
Instrument Date	Mar 13, 2020
Transaction Type	Mortgage
Record Updated	May 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1214 S RIDGE RD DULUTH MN 558041467, DULUTH, MN 55804-1467

Mortgage

Document Number	00T1021582
Date	Mar 18, 2020
Instrument	T1021582

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 17, 2050

Interest

Rate Type	Fixed Rate

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 6, 2019
Property Address	1214 S RIDGE RD, DULUTH, MN 55804-1467
Document Number	0001010138
Instrument Date	Apr 8, 2019
Instrument	1010138
Transaction Type	Transfer
Record Updated	May 25, 2020
Title Company	RESULTS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,011.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1214 S RIDGE RD DULUTH MN 558041467, DULUTH, MN 55804-1467

Mortgage

Document Number	1010139
Date	May 6, 2019
Instrument	1010139

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 5, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 1214 S Ridge Rd was $21,806, up 6.6% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$21,806.00 (+6.64%)
2025	$20,448.00 (+30.36%)	$1,414,200 (+7.63%) Land $411,400 Building $1,002,800	$1,414,200 (+7.63%) Land $411,400 Building $1,002,800
2024	$15,686.00	$1,314,000 Land $411,400 Building $902,600	$1,314,000 Land $411,400 Building $902,600
2022		$1,000,200 Land $116,100 Building $884,100	$1,000,200 Land $116,100 Building $884,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1214 S Ridge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2012)
Most Recent Claim	Jun 2012 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1214 S Ridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

May also be available: Verizon.

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