DuPage County property record for 1223 Howard Cir, Wheaton, IL 60187
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,060 sqft · built 1969 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $438,500 (Sep 2005) |
| Tax Bill | $13,453 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Oct 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-09-407-019 |
| Primary APN | 05-09-407-019 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,060 sqft Living Area |
| Gross Area | 3,694 sqft |
| Basement Area | 881 sqft |
| Finished Basement | 881 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Roof Type | Sawtooth |
| Roof Material | Wood |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Dimensions | 12.7 ft deep x 8 ft wide |
| View / Lot | Cul-De-Sac |
| Garage Type | Attached |
| Garage Area | 634 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Commercial |
| Street Address | 1223 HOWARD CIR |
|---|---|
| City | WHEATON |
| State | IL |
| Zip | 60187-3811 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | RUSSELLS HOWARD AVE SUB |
| Legal Subdivision | RUSSELLS HOWARD AVE SUB |
| Legal Lot Number | 5 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | MILTON |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 841801 |
Source: DuPage County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1223 HOWARD CIR, WHEATON, IL 60187-3811 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jun 24, 2026 | Deed of Trust, Mortgage · Line of Credit HOME MORTGAGE CORPORATION |
| Oct 17, 2017 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Aug 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 29, 2005 · Amount on Record |
| Deed Sale | Sep 29, 2005 · Amount on Record |
| Deed Document Number | 2005217580 |
| Prior Transfer Date | Dec 16, 1993 |
| Prior Transfer Doc | 0000305411 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Jun 24, 2026 |
| Property Address | 1223 HOWARD CIR, WHEATON, IL 60187-3811 |
| Document Number | 0000042351 |
| Instrument Date | Jun 16, 2026 |
| Instrument | 202642351 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1223 HOWARD CIR, WHEATON, IL 60187-3811 |
| Document Number | 0000042351, |
|---|---|
| Date | Jun 24, 2026 |
| Instrument | 202642351 |
| Name | HOME MORTGAGE CORPORATION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 1223 HOWARD CIR, WHEATON, IL 60187-3811 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000106748 |
|---|---|
| Date | Oct 17, 2017 |
| Instrument | R2017-106748 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 1223 HOWARD CIR, WHEATON, IL 60187-3811 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000125711 |
|---|---|
| Date | Aug 20, 2021 |
| Instrument | R2021-125711 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 177 Months |
| Due | May 1, 2036 |
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Milton Township |
| Municipality | Wheaton City |
| Unified School District | Community Unit School District 200 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,453.00 (+2.24%) Homeowner's exemption | $230,112 (+8.46%) Land $38,719 Building $191,393 | $690,336 (+8.46%) Land $116,157 Building $574,179 |
| 2024 | $13,158.00 (+6.4%) | $212,163 (+14.96%) Land $35,699 Building $176,464 | $636,489 (+14.96%) Land $107,097 Building $529,392 |
| 2022 | $12,366.00 Homeowner's exemption | $184,560 Land $31,050 Building $153,510 | $553,680 Land $93,150 Building $460,530 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 10 (1982–2017) |
| Claims Outside the SFHA | 8 of 10 |
| Most Recent Claim | Apr 2017 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHEATON serves 53,970 people · EPA ID IL0431050 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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