DuPage County property record for 1205 Howard Cir, Wheaton, IL 60187
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 3,360 sqft · built 1966 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $435,000 (Jan 2005) |
| Tax Bill | $11,894 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-09-407-023 |
| Primary APN | 05-09-407-023 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,360 sqft Living Area |
| Gross Area | 3,840 sqft |
| Basement Area | 1,120 sqft |
| Finished Basement | 1,120 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,197 sqft (0.28 acres) |
| View / Lot | Cul-De-Sac |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Commercial |
| Street Address | 1205 HOWARD CIR |
|---|---|
| City | WHEATON |
| State | IL |
| Zip | 60187-3811 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | RUSSELLS HOWARD AVE SUB |
| Legal Subdivision | RUSSELLS HOWARD AVE SUB |
| Legal Lot Number | 9 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | MILTON |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 841801 |
1205 Howard Cir is owned and occupied by two individuals who bought it in January 2005.
Source: DuPage County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1205 HOWARD CIR, WHEATON, IL 60187-3811 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 27, 2005 · Amount on File |
| Deed Sale | Jan 27, 2005 · Amount on File |
| Deed Document Number | 200519158 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 1205 HOWARD CIR, WHEATON, IL 60187-3811 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Title Company | CARRINGTON TTL PARTNERS LLC |
| Name | Verified Name |
|---|
| Document Number | 0000074313 |
|---|---|
| Date | Jul 14, 2020 |
| Instrument | R2020-074313 |
| Name | COMPASS MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | WARRENVILLE, IL 60555 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
The 2025 property tax bill for 1205 Howard Cir was $11,894 with a homeowner's exemption.
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Milton Township |
| Municipality | Wheaton City |
| Unified School District | Community Unit School District 200 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,894.00 | $204,366 Land $41,842 Building $162,524 | $613,098 Land $125,526 Building $487,572 |
| 2022 | $10,935.00 Homeowner's exemption | $163,910 Land $33,560 Building $130,350 | $491,730 Land $100,680 Building $391,050 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1205 Howard Cir in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 10 (1982–2017) |
| Claims Outside the SFHA | 8 of 10 |
| Most Recent Claim | Apr 2017 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1205 Howard Cir has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHEATON serves 53,970 people · EPA ID IL0431050 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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