1209 Howard Cir, Wheaton, IL 60187 Property Records

DuPage County property record for 1209 Howard Cir, Wheaton, IL 60187

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,859 sqft · built 1967
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on File
Last Sale	$550,000 (May 2023)
Tax Bill	$11,978 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-09-407-030`

Property Details

APN / Parcel Number

Primary APN	`05-09-407-030`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,859 sqft Living Area
Gross Area	3,935 sqft
1st Floor Area	2,859 sqft
Basement Area	495 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Sawtooth
Roof Material	Wood
Lot Area	18,731 sqft (0.43 acres)
Lot Dimensions	15.4 ft deep x 10 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	581 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1209 HOWARD CIR
City	WHEATON
State	IL
Zip	60187-3811
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	RUSSELLS HOWARD AVE SUB /EX PT LYG ELY OF A LN DRAWN FROM NE COR TO PT ON S LN 12FT W OF SE COR/
Legal Subdivision	RUSSELLS HOWARD AVE SUB
Legal Lot Number	8
Jurisdiction	DU PAGE IL
Township / Civil Division	MILTON
Census Block Group	2
Census Block	2017
Census Tract	841801

Owner

1209 Howard Cir is owned by two individuals who bought it in May 2023.

Source: DuPage County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	520 PARKWAY DR, WHEATON, IL 60187-3627
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2023 · Amount on File
Deed Sale	May 12, 2023 · Amount on File
Prior Sale	Jul 5, 2001 · Amount on File
Deed Document Number	202329225
Record Updated	Sep 20, 2026

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	DU PAGE IL
Recording Date	May 12, 2023
Property Address	1209 HOWARD CIR, WHEATON, IL 60187-3811
Document Number	0000029225
Map Reference	DOC R65-17267
Instrument Date	Apr 3, 2023
Instrument	R2023-029225
Transaction Type	Transfer
Record Updated	May 26, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1209 HOWARD CIR, WHEATON, IL 60187-3811

Mortgage

Document Number	0000029226
Date	May 12, 2023
Instrument	R2023-029226

Lender

Name	KEY MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.5%

Tax Assessment & Valuation

The 2025 property tax bill for 1209 Howard Cir was $11,978.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Milton Township
Municipality	Wheaton City
Unified School District	Community Unit School District 200 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,978.00	$205,756 Land $46,461 Building $159,295	$617,268 Land $139,383 Building $477,885
2022	$12,113.00 Homeowner's exemption Senior Citizen's exemption	$185,910 Land $37,260 Building $148,650	$557,730 Land $111,780 Building $445,950

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1209 Howard Cir in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	10 (1982–2017)
Claims Outside the SFHA	8 of 10
Most Recent Claim	Apr 2017 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1209 Howard Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEATON serves 53,970 people · EPA ID IL0431050
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Jun 2024
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20