1223 E Main St, Niles, MI 49120 Property Records

Berrien County property record for 1223 E Main St, Niles, MI 49120

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,664 sqft · built 1932
Lot Size0.123 acres (5,358 sqft)
Owner2 Individual Names on File
Last Sale$159,000 (Mar 2023)
Tax Bill$2,467 (2025)
Deeds & MortgagesJul 2021 Line of Credit
Mar 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN73-2730-0013-03-1

Property Details

APN / Parcel Number

Primary APN73-2730-0013-03-1
Alternative APN
  • 11-73-2730-0013-03-1

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area1,664 sqft Living Area
1st Floor Area832 sqft
Basement Area832 sqft
Unfinished Basement832 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1932
Effective Year BuiltEffective 1932
Lot Area5,358 sqft (0.123 acres)
Lot Dimensions57.5 ft deep x 92 ft wide
Garage Area216 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address1223 E MAIN ST
CityNILES
StateMI
Zip49120-3225
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLDR
Legal DescriptionPART OF OUT LOT 13 GREEN & HOFFMANS OUT LOTS CITY OF NILES COM AT INT W LN SD OUT LOT & N LN OF MAIN ST TH N TO PT 70'S OF NW
Legal SubdivisionGREEN & HOFFMANS ADDITION
Legal Lot Number13
JurisdictionBERRIEN MI
Township / Civil DivisionNILES
Census Block Group3
Census Block3004
Census Tract20700

Owner

Source: Berrien County records · APN 73-2730-0013-03-1

Assessment roll updated June 5, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1223 E MAIN ST, NILES, MI 49120-3225
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 08, 2021Deed of Trust, Mortgage · Line of Credit
UNITED FCU
Mar 17, 2023Warranty Deed, Subdivision Related Transfer · FHA Mortgage
UNION HOME MORTGAGE CORP
Oct 14, 2022Warranty Deed, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 17, 2023 · Amount on Record
Deed SaleMar 17, 2023 · Amount on Record
Prior SaleOct 14, 2022 · Amount on Record
Deed Document Number2023376696
Deed Book / Page3400 / 2651
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Property Address1223 E MAIN ST, NILES, MI 49120-3225
Transaction TypeMortgage
Record UpdatedNov 09, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number03334/3266
DateJul 08, 2021
Book Page3334/3266
Lender
NameUNITED FCU
TypeCredit Union
AddressSAINT JOSEPH, MI 49085
Agreement
TypeLine of Credit
AmountAmount Recorded
Term119 Months
DueJun 25, 2031
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2023: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionBERRIEN MI
Recording DateMar 17, 2023
Property Address1223 E MAIN ST, NILES, MI 49120-3225
Document Number03400/2651
Book / Page3400 / 2651
Map ReferenceLB B PG 161
Instrument DateMar 10, 2023
Instrument2023376696
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 09, 2023
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,192.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1223 E MAIN ST, NILES, MI 49120-3225

Mortgage

Document Number2023376697
DateMar 17, 2023
Instrument2023376697
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2053

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBERRIEN MI
Recording DateOct 14, 2022
Property Address1223 E MAIN ST, NILES, MI 49120-3225
Document Number03388/3061
Book / Page3388 / 3061
Map ReferenceLB B PG 161
Instrument DateSep 30, 2022
Instrument2022364800
Transaction TypeTransfer
Record UpdatedNov 09, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
Tax$570.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address52270 CAMPFIRE CT, GRANGER, IN 46530-8971
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
MunicipalityNiles City
Unified School DistrictNiles Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$73,800 (+66.59%)$147,600 (+66.59%)
2025$2,467.00 (+31.71%)
2023$44,300$88,600
2022$1,873.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 10, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 96% of the US · lower than 91% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
Mercury Broadband
Fixed Wireless
150 / 20

May also be available: AT&T, Midwest Energy Cooperative, T-Mobile USA.

Based on FCC filings for 515 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemNILES
serves 14,215 people
Water SourceGroundwater
Last State InspectionJun 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on E Main St

Nearby Streets

Search Property Records by Address or Parcel Number