12224 McKinnon Rd, Windermere, FL 34786 Property Records

Orange County property record for 12224 McKinnon Rd, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,548 sqft · built 1953
Lot Size	1.37 acres (59,703 sqft)
Owner	2 Company Names on Record
Last Sale	$125,000 (Nov 2000)
Tax Bill	$6,631 (2025)
Deeds & Mortgages	Apr 2019 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-23-27-0000-00-006`

Property Details

APN / Parcel Number

Primary APN	`01-23-27-0000-00-006`
Alternative APNs	`272301000000006` `131477`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,548 sqft Living Area
Gross Area	5,847 sqft
1st Floor Area	2,247 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1985
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	59,703 sqft (1.37 acres)
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	1,302 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	12224 MCKINNON RD
City	WINDERMERE
State	FL
Zip	34786-6119
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-CE
Legal Description	ERROR IN SURVEY - DOC 20210140994 - ERROR IN LEGAL - COMM AT PT N89-29-21W 109.74 FT FROM NW COR LOT 68 BUTLER BAY ? UNI T THREE 18/4 TH S89-29-21E 636.71 FT TH N2-36-46W 206.19 FT
Legal Range	27E
Legal Township	23S
Legal Section	01
Legal Subdivision	ACREAGE & UNREC
Legal Tract	0000
Legal Lot Number	1,68
Legal Unit	3
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1004
Census Tract	17115

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	12224 MCKINNON RD, WINDERMERE, FL 34786-6119
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage FBC MORTGAGE LLC
Jul 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage SEACOAST NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2000 · Amount on Record
Deed Sale	Nov 9, 2000 · Amount on Record
Deed Book / Page	6127 / 240
Last Transfer Date	Oct 17, 2003
Transfer Doc	0000622190
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	12224 MCKINNON RD, WINDERMERE, FL 34786-6119
Transaction Type	Mortgage
Record Updated	Mar 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000250475
Date	Apr 24, 2019
Instrument	20190250475

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	12224 MCKINNON RD, WINDERMERE, FL 34786-6119
Transaction Type	Mortgage
Record Updated	Mar 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000399500
Date	Jul 28, 2020
Instrument	20200399500

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank
Address	STUART, FL 34994

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2035

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$438,153 (+2.7%)	$1,130,600 (-1.8%) Land $525,000 Building $605,600
2025	$6,631.00 (+4.43%) Homeowner's exemption	$426,634 (+5.99%)	$1,151,330 (+25.65%) Land $525,000 Building $626,330
2024	$6,350.00 (+7.32%)
2023	$5,917.00 (+3.43%) Homeowner's exemption	$402,534 (+3%)	$916,329 (+33.63%) Land $360,000 Building $556,329
2022	$5,721.00 Homeowner's exemption	$390,810	$685,725 Land $260,000 Building $425,725

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	34 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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