1222 Forest Dr, Elgin, IL 60123 Property Records

Kane County property record for 1222 Forest Dr, Elgin, IL 60123 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 1963
Lot Size	1.29 acres (56,576 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (Aug 2023)
Tax Bill	$7,392 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-03-126-008`

Property Details

APN / Parcel Number

Primary APN	`06-03-126-008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
Gross Area	2,688 sqft
1st Floor Area	1,344 sqft
Basement Area	1,344 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Construction Type	Frame
Lot Area	56,576 sqft (1.29 acres)
Lot Dimensions	272 ft deep x 208 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1222 FOREST DR
City	ELGIN
State	IL
Zip	60123-1334
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CENTURY OAKS 4TH ADD LOT 190 (EX PT DESC IN BK 2698/558) & (PT OF LOT 189 DESC IN BK 2698/557)
Legal Subdivision	CENTURY OAKS 4TH ADD
Legal Block	1
Legal Lot Number	189-1
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1006
Census Tract	851000

Owner

Source: Kane County records · APN 06-03-126-008

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	85 S MCLEAN BLVD, ELGIN, IL 60123-6067
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2023	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 09, 2023	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 09, 2023 · Amount on Record
Deed Sale	Aug 09, 2023 · Amount on Record
Deed Document Number	202327211
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1222 FOREST DR, ELGIN, IL 60123-1334
Transaction Type	Mortgage
Record Updated	Oct 06, 2023
Title Company	NOT AVAILABLE, MULTIPLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 E NORTH AVE 2, 2, ADDISON, IL 60101-2970

Mortgage

Document Number	0000033802
Date	Sep 28, 2023
Instrument	2023K033802

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2053

Interest

Rate Type	Fixed Rate
Rate	6.37%

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 09, 2023
Property Address	1222 FOREST DR, ELGIN, IL 60123-1334
Document Number	0000027211
Instrument Date	Aug 08, 2023
Instrument	2023K027211
Transaction Type	Transfer
Record Updated	Aug 17, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$245.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1222 FOREST DR, ELGIN, IL 60123-1334

Mortgage

Document Number	0000027212
Date	Aug 09, 2023
Instrument	2023K027212

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2053

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,392.00 (+7.11%)
2024		$96,618 (+21.39%) Land $31,808 Building $64,810	$289,970 (+21.44%) Land $95,462 Building $194,508
2022	$6,901.00 (+3.96%)	$79,590 (+6.96%) Land $26,202 Building $53,388	$238,770 (+6.96%) Land $78,606 Building $160,164
2021	$6,638.00	$74,411 Land $24,497 Building $49,914	$223,233 Land $73,491 Building $149,742

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 89 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Radiate Holdings	Cable	1,500 / 50
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, T-Mobile USA, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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