1218 Forest Dr, Elgin, IL 60123 Property Records

Kane County property record for 1218 Forest Dr, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,275 sqft · built 1963
Lot Size	1.22 acres (53,460 sqft)
Owner	Individual Name on File
Last Sale	$277,500 (Jul 2020)
Tax Bill	$8,036 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-03-126-007`

Property Details

APN / Parcel Number

Primary APN	`06-03-126-007`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,275 sqft Living Area
Gross Area	2,550 sqft
1st Floor Area	1,275 sqft
Basement Area	1,275 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Construction Type	Frame
Lot Area	53,460 sqft (1.22 acres)
Lot Dimensions	270 ft deep x 198 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1218 FOREST DR
City	ELGIN
State	IL
Zip	60123-1334
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4TH ADDN TO CENTURY OAKS LOT 189 (EXCEPT PART DESC IN BOOK 2698/557) & PART OF LOT 190 DESC IN BOOK 2698/558
Legal Subdivision	TH ADDN
Legal Block	1
Legal Lot Number	189-1
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1006
Census Tract	851000

Owner

Source: Kane County assessment roll, as of August 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1218 FOREST DR, ELGIN, IL 60123-1334
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 29, 2020 · Amount on Record
Deed Sale	Jul 29, 2020 · Amount on Record
Prior Sale	Nov 19, 2001 · Amount on Record
Deed Document Number	202041619
Prior Transfer Date	Sep 6, 2000
Prior Transfer Doc	0000071470
Record Updated	Sep 20, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 29, 2020
Property Address	1218 FOREST DR, ELGIN, IL 60123-1334
Document Number	0000041619
Instrument Date	Jul 1, 2020
Instrument	2020K041619
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$277.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1218 FOREST DR, ELGIN, IL 60123-1334

Mortgage

Document Number	0000041620
Date	Jul 29, 2020
Instrument	2020K041620

Lender

Name	FIRST SAVINGS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.75%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,036.00 (+15.86%) Homeowner's exemption
2024		$104,396 (+21.39%) Land $31,808 Building $72,588	$313,313 (+21.44%) Land $95,462 Building $217,851
2022	$6,936.00 (+4.51%) Homeowner's exemption	$85,998 (+6.96%) Land $26,202 Building $59,796	$257,994 (+6.96%) Land $78,606 Building $179,388
2021	$6,637.00 Homeowner's exemption	$80,402 Land $24,497 Building $55,905	$241,206 Land $73,491 Building $167,715

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Radiate Holdings Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: T-Mobile USA.

Nearby Properties on Forest Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures